DH is taking DS to the gator basketball game tonight ( look how breezy of a mom I am! Out of town on a school night!). I really only said yes because I wanted a night with just DD. I am going to eat a publix sub and organize and decorate the office. PARTY ANIMAL!
My old boss is using DH as her realtor. They are closing in a few weeks. They are buying a fucking mansion. DH took me to see it this weekend (she told him to take me) and it is the most beautiful thing. Perfect location, 4k sq ft, 3 acres. Pool. Pond. Sand/shore area off the pond with dock. All brick. It is close to a cool half-million. It is a foreclosure and needs some TLC but still.
I know how much she makes and realizing she is buying that I give her MAJOR props, because she apparently married VERY well.
Dh and I promised that when we are their ages we will buy something like that. It is sooooooo awesome. AND its the smallest house on her street. OMG.
I'm at a loss over a conversation with a friend yesterday. She was complaining about not meeting the financial guidelines for daycare assistance, I asked her what the cut off was, she said she didn't know but she makes $40k/yr and gets $5k/yr in child support. No shit you don't qualify. What a dumbass.
I want to know what my kid was dreaming about last night that woke him up at 1:00 crying to brush his teeth.
Um, I make $45k a year and I would be screwed if I had to pay for child care here on just my salary.
I don't know where you live, so maybe this is more flameful than I realize, but it's not so out there where I live. I would be stressed out if I was your friend.
I got an e-mail about the employee fitness center here, they're doing a reimbursment program for new members--with the reimbursement it would knock the cost down to about $10 a month. I'm going to see if I can fit it into my budget, the only requirement is checking in 8 times a month.
Jack was sent to the principal yesterday. A couple other K kids and himself decided to play tackle at recess. Then he had to go sit in the office the next recess. I am not even that mad about it. Pretty harmless and a good lesson to learn for him.
But then he lets it drop that he has been sent to the principals office before. But he doesn't remember why.
OMG this kid. The people pleaser, good girl in my is dying. Just dying.
We asked him if he was embarassed/scared etc that he was sent and he was like "No, I just had normal feelings."
Don't worry he was punished last night. He is going to give us fits. I have always said raising him is like trying to train a feral animal.
I'm at a loss over a conversation with a friend yesterday. She was complaining about not meeting the financial guidelines for daycare assistance, I asked her what the cut off was, she said she didn't know but she makes $40k/yr and gets $5k/yr in child support. No shit you don't qualify. What a dumbass.
I want to know what my kid was dreaming about last night that woke him up at 1:00 crying to brush his teeth.
Yeah...daycare here is around 2k/month. So if she's actually taking home less than 40k that's REALLY tough. She's not a dumbass.
I'm at a loss over a conversation with a friend yesterday. She was complaining about not meeting the financial guidelines for daycare assistance, I asked her what the cut off was, she said she didn't know but she makes $40k/yr and gets $5k/yr in child support. No shit you don't qualify. What a dumbass.
I want to know what my kid was dreaming about last night that woke him up at 1:00 crying to brush his teeth.
Um, I make $45k a year and I would be screwed if I had to pay for child care here on just my salary.
I don't know where you live, so maybe this is more flameful than I realize, but it's not so out there where I live. I would be stressed out if I was your friend.
We're LCOL. She's terrible at managing her money, that's her issue.
My husband is driving me nuts because he is obsessively planning a trip we are taking in 5 months and ignoring the one we are taking in less than 2 weeks.
I'm at a loss over a conversation with a friend yesterday. She was complaining about not meeting the financial guidelines for daycare assistance, I asked her what the cut off was, she said she didn't know but she makes $40k/yr and gets $5k/yr in child support. No shit you don't qualify. What a dumbass.
I want to know what my kid was dreaming about last night that woke him up at 1:00 crying to brush his teeth.
Yeah...daycare here is around 2k/month. So if she's actually taking home less than 40k that's REALLY tough. She's not a dumbass.
Post by pantsoffdanceoff on Jan 14, 2014 9:29:36 GMT -5
pinkflats - understandable. I have friends that make really poor financial choices and then complain when the outcome isn't what they want. So I get your frustration on that.
I am feeling meh today. Driving into work I heard "Say something" and I was bawling the whole time. I don't know why. I am not going through a break up. I then heard the story of my life by Yep.. One Direction and that made me cry.
I also had a full blown tear fest on Sunday when I found an old binky clip in DS's room (DS is 8.5). I have been an emotional wreck the last few days. I am not sure why... maybe my period is coming I should check on that.
If it's anything like my last DMV visit, they won't call the numbers in order, so it's like playing bingo!
Don't I wish. They're going in order.
I had to go to the DMV for the first time in years to change my name over the summer. I was there for THREE HOURS waiting. It was insane. There were numbers being called, but like a previous poster said they were not going in order so I had no idea how much time I had left to wait.
@lazerus24 that is some fucking cheap ass health insurance
Where could I get that?
LOL. You are right. I was estimating that maybe she had a plan through her employer and it covered just herself (and the EX paid for the kid). But even just herself wouldnt be that cheap.
There's obviously some backstory here that I didn't give. I guess I should have, but there's not enough time in the day.
45k a year is roughly take home after taxes $2,990.
2,990 - 1,200 rent/mortgage/ins 140.00 Health ins 150.00 phone/internet/tv 300.00 car payment/ins 150.00 gas 700.00 daycare
$350 is left for food, diapers, entertainment, formula, gifts, personal care.
And I think my numbers are generous.
You are the dumbass if you think that $700 a month does not have an impact on someone making $45k.
ETA: no one jump down my throat for missing something/over/under estimating. I was just trying to make a point.
I never said it doesn't make an impact, I have a kid, I get the impact daycare has. I called her a dumbass for thinking she is low income. Her $5k in child support isn't taxed. And per my edit (I misread her email) she pays $350 a month in daycare, her ex pays the other half. Maybe I'd feel for her a little more had she not bought her bf a PS4 for Chistmas, idk. She's the queen of poor money making decisions.
We are really thinking of getting a dog, we have been reading, looking at types of dogs, and are leaning towards a greyhound. I want an adult, every one else wants a puppy. I am the one who is going to be home all day with what we get, so adult dog it is. We tried emails a few local rescues but no response, and the web pages are really out of date. We don't want to rush into it, but would like more info!
45k a year is roughly take home after taxes $2,990.
2,990 - 1,200 rent/mortgage/ins 140.00 Health ins 150.00 phone/internet/tv 300.00 car payment/ins 150.00 gas 700.00 daycare
$350 is left for food, diapers, entertainment, formula, gifts, personal care.
And I think my numbers are generous.
You are the dumbass if you think that $700 a month does not have an impact on someone making $45k.
ETA: no one jump down my throat for missing something/over/under estimating. I was just trying to make a point.
I never said it doesn't make an impact, I have a kid, I get the impact daycare has. I called her a dumbass for thinking she is low income. Her $5k in child support isn't taxed. And per my edit (I misread her email) she pays $350 a month in daycare, her ex pays the other half. Maybe I'd feel for her a little more had she not bought her bf a PS4 for Chistmas, idk. She's the queen of poor money making decisions.
I get that frustration. My mother is the same way. It is infuriating. And $350 for daycare is better but at the end of the day she would still only be left with $600 for neccessary life items. And that budget does not leave much room to save. H and I were pretty poor when ds was born and I know how to make a budget on a small salary, so I agree, $45k is not neccessarily low income. I never applied for benefits but I probably should have.
HOWEVER a quick google search has taught me that for medical benefits (state insurance for children) A family of 4 can make $46,100 or less and qualify for benefits. It is the same with WIC. It is $38k for a family of three. So she is $2k off.
SO. Point is that $45k is not rolling in it. She is just above some income limits for benefits. She should not expect a handout, but she isn't that far out of place to look into it.
I'm ending this rant now. Imagine a bunch of anecdotes about people I know written here.
I never said it doesn't make an impact, I have a kid, I get the impact daycare has. I called her a dumbass for thinking she is low income. Her $5k in child support isn't taxed. And per my edit (I misread her email) she pays $350 a month in daycare, her ex pays the other half. Maybe I'd feel for her a little more had she not bought her bf a PS4 for Chistmas, idk. She's the queen of poor money making decisions.
I get that frustration. My mother is the same way. It is infuriating. And $350 for daycare is better but at the end of the day she would still only be left with $600 for neccessary life items. And that budget does not leave much room to save. H and I were pretty poor when ds was born and I know how to make a budget on a small salary, so I agree, $45k is not neccessarily low income. I never applied for benefits but I probably should have.
HOWEVER a quick google search has taught me that for medical benefits (state insurance for children) A family of 4 can make $46,100 or less and qualify for benefits. It is the same with WIC. It is $38k for a family of three. So she is $2k off.
SO. Point is that $45k is not rolling in it. She is just above some income limits for benefits. She should not expect a handout, but she isn't that far out of place to look into it.
I'm ending this rant now. Imagine a bunch of anecdotes about people I know written here.
I get it, I know it's not a ton of money. But like I said, there are a lot of other issues at play here that I didn't share. You know, not a safe place and all. I'll definitely take my flaming based on the information I put out there.
and FYI, I might be a poor but I have scrimped and saved for 7 months to be able to pay for that mattress set in cash. And I bitched about how poor I was the ENTIRE TIME.