Are you saying that if you look at your statement now, you see a random pending charge to say, a restaurant in Kentucky or a gas station in Nebraska? And that you see things like that often, but they always disappear? And all your credit card companies tell you not to worry?
There are so many things here that are strange to me that I don't know where to start.
Post by illgetthere on Jul 9, 2014 15:38:23 GMT -5
Call the cc company. You shouldn't have random pending charges. The only pending charges I see sometimes is a duplicate red box or $1 at the gas station along with the actual fuel amount. Not random places I haven't been. That's not normal
The only tims I get pending charges are for companies I'm legitimately doing business with. For example, last night I ordered something from Home Depot and it showed up as $1 pending on my cc; it should change to the actual amount when it goes through.
I would absolutely cancel if I was getting lots of pending charges from random places.
Call the bank where you applied for the mortgage. Don't flat out accuse the mortgage broker of fraud but say that you are concerned that this person still has access to your information and would like them to check into it. You can preface it with that you've had some fraudlent activity on your accounts in the recent past and am wanting to check with everyone that you've allowed access to your info.
Banks will take that stuff very seriously and can track to see if he's done anything wrong.
Definitely call the bank, but also pull all your credit reports before going into full-on panic mode. Obviously this is not normal, but it can be fixed.
I would put a freeze on my credit at this time, too, since obviously there is something weird going on.
I've received several "Chase" emails that were fraudulent. One was actually "we think we have identified fraudulent activity, please call us on this phone number to confirm if this transaction was you or not" and the phone number wasn't actually for Chase. I called Chase on a the phone number from their website and they had not sent the email nor had they noticed any fraudulent activity on my card (we went through about a month's worth of transactions together). It was a phishing scam. I guess Chase is a big target for these.
Anyway, pull credit reports and freeze your credit. I'm sorry you're going through this :-(