A mint question

[Deleted]

First of all, is Mint still the go-to for tracking? I haven't used it actively in over a year, so let me know if there's some thing people are using successfully. 

Ok, so I want to get back into tracking my spending, and I'm coming across the same problem I used to have (which probably led me away from mint a while ago). I spend a lot of freaking money at target. Some of that is to buy a gift, some is on groceries, and some is clothing, etc, etc. How do you separate out the total target tab easily? I know I can eyeball it, and assign different categories once it hits mint, but goddamn that's a lot of work. 

Wait. I never set mint to track from target directly - I always just tracked my major credit cards and then my checking for all the random stuff. If I added my target credit card to Mint, is that how you track individual categories more easily? Will it separate charges for you? Probably not. 

[rubytue]

I think you have to manually enter it. Mint just knows the total charge at Target, not what you bought. So it can't read your mind.

Our "grocery" budget tends to go over bc of this. Costco is coded as grocery and I'm too lazy to break everything out.

[Deleted]

For stores like Target, Costco, etc, I just manually split the transaction between categories on a rough basis. It's not perfect, but it works.

[Deleted]

Jul 22, 2014 9:08:17 GMT -5 rubytue said:

I think you have to manually enter it. Mint just knows the total charge at Target, not what you bought. So it can't read your mind.

Our "grocery" budget tends to go over bc of this. Costco is coded as grocery and I'm too lazy to break everything out.

Well somebody should get on that.

And you're right, when I went and looked up my target card statement, it says something like "central checkout." 

[Deleted]

Jul 22, 2014 9:11:27 GMT -5 @canadiandrone said:

For stores like Target, Costco, etc, I just manually split the transaction between categories on a rough basis. It's not perfect, but it works.

This is what I do too.

[bostonmichelle]

I use something else (Quicken) but have to do the same thing. I just roughly break it out for the categories.

[my3bears]

This is part of why I stopped using mint as much. My only solution was to lump groceries/household/clothes/toilettries/pets into one big budget category. Target and amazon purchases fall into this. Not super helpful at all since that's basically where all our money goes every month!