I'm having a situation with my car and not having much money. I currently have to take out a loan for the deductible so I can get my car back from the body shop. It's a clusterfuck. I will, however, be able to pay off the loan in 2 months, so I'm not even worried about it, but it's dumb.
I set up a written budget, and if I follow it to a tee, I will have my 6 year loan on my car paid off this February, in less than 3 years. My plan is to trade my car in for a bigger model with cash to put down as well. Hopefully by tax time, I'll have a car with no payment and then I will start working on my student loans.
liubot - are you aggressively paying down the car loan because the interest rate is really high? Otherwise, it may help your cash flow to pay the required payment and put the extra into liquid savings for an e-fund, especially since you are going to trade it in anyway. It will also keep you from paying (sometimes ridiculously high) interest on short term loans as a stopgap measure.
I started a new diet yesterday. It is no carb for one week and it's not fun. But I'm working with a weight loss clinic that came recommended by a few friends who did it and kept the weight off so I am hopeful.
I posted this on ML but it's definitely SO related so I'm sharing here:
I like ginger a lot. We are both really busy with work and travel and I don't hang out with him when I have my kids so it's really hard to make time to see each other. In almost three weeks I've seen him like one maybe two times. This coming weekend I have my kids again and I was really looking forward to seeing him the next weekend. He just texted me his family is going to be in town visiting and he is going to ry to work out some time together but isn't sure.
I can't even be mad at him. I was the one out of town the last two weekends. (Although I did ask him to travel with me last weekend) He can't cancel his family for me. And I don't think bringing him around the kids is a good idea unless it's a big group of people (he would hang with me and the kids if I allowed it)
It just sucks to like someone and have it so complicated merely around time and not personalities.
I posted this one on BNOTB: Yesterday I booked a camping trip (and by camping I mean I rented a camper from the campground) for my siblings and me the weekend after Labor Day. My brother moved up to Maine last summer, so it's right by him, AND my closer brother, who is kind of aloof, said he would probably be coming, too. My sister has no choice, lol. Yay!!
More SO related: I'm meeting my old coworker for drinks tonight. He just got engaged, and I'm really happy for him. He found out his wife was cheating on him a couple months before I found out stbx was cheating on me (early 2012). Unlike me, however, he ended it right away and moved on. I don't regret the path I chose (I had just spent 4 months on crutches when I found out, longer history, etc), but seeing him always makes me wonder where I'd be if I had just kicked stbx out right away. Oh well.
liubot - are you aggressively paying down the car loan because the interest rate is really high? Otherwise, it may help your cash flow to pay the required payment and put the extra into liquid savings for an e-fund, especially since you are going to trade it in anyway. It will also keep you from paying (sometimes ridiculously high) interest on short term loans as a stopgap measure.
It's actually got very low interest on the loan. I'm trying to pay it off because it's in my mother's name and I'd like to get a car in my own name and the bank will not let me roll her loan into mine.
liubot - are you aggressively paying down the car loan because the interest rate is really high? Otherwise, it may help your cash flow to pay the required payment and put the extra into liquid savings for an e-fund, especially since you are going to trade it in anyway. It will also keep you from paying (sometimes ridiculously high) interest on short term loans as a stopgap measure.
It's actually got very low interest on the loan. I'm trying to pay it off because it's in my mother's name and I'd like to get a car in my own name and the bank will not let me roll her loan into mine.
In that case, my advice stands from a financial perspective. However, I think I recall some tension with your mom or something, so I can understand wanting to pay it back ASAP and not have that tie to her. Good luck!
It's actually got very low interest on the loan. I'm trying to pay it off because it's in my mother's name and I'd like to get a car in my own name and the bank will not let me roll her loan into mine.
In that case, my advice stands from a financial perspective. However, I think I recall some tension with your mom or something, so I can understand wanting to pay it back ASAP and not have that tie to her. Good luck!
Yep, she sucks. So I'm trying to get it out of her name ASAP. She promised to transfer the title to my name, so if I can get that to happen I'll be out of her hair. Thank you
Post by 1confused1 on Jul 30, 2014 13:57:35 GMT -5
I had "scar revision surgery" a few years ago on the left side of my c - section because I was in am intense amount of pain. The doctor removed scar tissue and endometriosis.
The last day or two the right side has started to hurt and I'm super worried about it.
The surgery was incredibly painful (worse than my 2 c-sections) and had a long recovery time. I don't want to do that again.
Post by WinterIsComing on Jul 30, 2014 14:15:50 GMT -5
mp Is he just out of a relationship or have something going on in his life? I get that someone can want to just be single, but to say it's because he wants to be his own person seems odd to me. But I am a chronic over analyzer so that's probably just me reading to much into it.
Post by WinterIsComing on Jul 30, 2014 14:18:25 GMT -5
Today is my Friday. My BFF gets into town tomorrow and we are going to drive to her parents rental condo in southern Nevada for a relaxing four day weekend. Lots of pool time and a spa day planned on Saturday. So far I have an 80-minute massage, a facial and a pedicure booked. After this last drama filled weekend, I am ready for a short break.
Sorry mp...that is a bummer and it kind of sounds like it is going to be tough.
I am starting working out with a personal trainer tonight...I don't want to go, and if I had to choose, I wouldn't. Which is why I am paying for a PT. I need to get out of this rut. Once I am a little more fit and it isn't the most miserable experience EVAH to be at a gym, maybe it'll be ok...but I am spoiling myself because why the fuck not. YOLO!
Post by onedayatatime on Jul 30, 2014 19:27:25 GMT -5
I received a letter from the county court while I was on vacation that the waiting period was over and we have until Sept 26th to finish the divorce before they drop the case.
Sometimes all you can do is laugh...that is my anniversary. Thanks to the county, I will def. be divorced before the 5 yr marker.
Today is my Friday and I couldn't be more excited. On deck for my time off: sort through the closet and get rid of clothes. Rearrange the dressers and movie a bookcase. Once that house stuff is done I'll hang with family for a birthday dinner one night and a minor league baseball game another night. I hope it's relaxing and I'm really able to shut my mind off from work.
I received a letter from the county court while I was on vacation that the waiting period was over and we have until Sept 26th to finish the divorce before they drop the case.
Sometimes all you can do is laugh...that is my anniversary. Thanks to the county, I will def. be divorced before the 5 yr marker.
Wow, how random. Best of luck with the process. After this, you will have a new day to celebrate!
I started reading "I've never been to vegas but my luggage has". It's a great read for single women. I'd been following the author, Mandy Hale on fb for awhile and I really like her message! I would highly recommend it.
I started reading "I've never been to vegas but my luggage has". It's a great read for single women. I'd been following the author, Mandy Hale on fb for awhile and I really like her message! I would highly recommend it.
Sorry mp...that is a bummer and it kind of sounds like it is going to be tough.
I am starting working out with a personal trainer tonight...I don't want to go, and if I had to choose, I wouldn't. Which is why I am paying for a PT. I need to get out of this rut. Once I am a little more fit and it isn't the most miserable experience EVAH to be at a gym, maybe it'll be ok...but I am spoiling myself because why the fuck not. YOLO!
I loved having a trainer. It was the only way I could justify going to the gym, otherwise I'd skip it!
I have been thinking of getting a trainer just have motivation to go. There is a really cute trainer at my gym but I can't decide if I want to use him. Some eye candy while working out might be mice, but having a cute guy watch me look like an idiot might be kind of embarrassing. I can't decide!
I received a letter from the county court while I was on vacation that the waiting period was over and we have until Sept 26th to finish the divorce before they drop the case.
Sometimes all you can do is laugh...that is my anniversary. Thanks to the county, I will def. be divorced before the 5 yr marker.
Yay, I'm glad you will be done soon! Does this mean you STBXH actually stepped up got the documents done correctly or are you still going to have to pick up his slack?
I was a tad bit surprised when he said the "I want to be my own person" thing. As though you can't be your own person and date? LOLz.
I take this to mean I don't want to commit to anyone and be able to do whatever and whomever I want to. I think he's phrasing it weird.
It almost sounds like one of those bullshit lines a guy uses to keep someone on the hook, along the lines of "I love you, but I'm not in love with you." Sorry.
I received a letter from the county court while I was on vacation that the waiting period was over and we have until Sept 26th to finish the divorce before they drop the case.
Sometimes all you can do is laugh...that is my anniversary. Thanks to the county, I will def. be divorced before the 5 yr marker.
When I got divorced from XH, with the waiting period, the delay for child custody mediation, my work schedule, and the fact that he had left the state and couldn't be bothered to return paperwork, the date my divorce was final was December 25. Merry Christmas, indeed!
I received a letter from the county court while I was on vacation that the waiting period was over and we have until Sept 26th to finish the divorce before they drop the case.
Sometimes all you can do is laugh...that is my anniversary. Thanks to the county, I will def. be divorced before the 5 yr marker.
Yay, I'm glad you will be done soon! Does this mean you STBXH actually stepped up got the documents done correctly or are you still going to have to pick up his slack?
I am going to pick up the slack -- he has invested no time or research to getting them done correctly. I decided not to hire a lawyer to finish the paperwork - she reviewed a version I half edited and said it was getting better, she would just wordsmith it some more. I can do that rewording and write new sections myself. I have a friend who gave me their copy, so I can get the language right and we don't have anything too complicated. This weekend I hope to have it done and sent to him. He will still be the one to go to court though.
I loved having a trainer. It was the only way I could justify going to the gym, otherwise I'd skip it!
I have been thinking of getting a trainer just have motivation to go. There is a really cute trainer at my gym but I can't decide if I want to use him. Some eye candy while working out might be mice, but having a cute guy watch me look like an idiot might be kind of embarrassing. I can't decide!
I was super pathetic last night. But that is why I need a trainer, because I totally would have given up/lowered my weights. I hate that sometimes my body feels like it's failing me.
But I guess I just gotta keep going. I wish it weren't do expensive. I got an intro package which was a deal, but I don't think I can afford much after the first 10 sessions.
Yay, I'm glad you will be done soon! Does this mean you STBXH actually stepped up got the documents done correctly or are you still going to have to pick up his slack?
I am going to pick up the slack -- he has invested no time or research to getting them done correctly. I decided not to hire a lawyer to finish the paperwork - she reviewed a version I half edited and said it was getting better, she would just wordsmith it some more. I can do that rewording and write new sections myself. I have a friend who gave me their copy, so I can get the language right and we don't have anything too complicated. This weekend I hope to have it done and sent to him. He will still be the one to go to court though.
Not a fun weekend but at least it will be done! You are definitely going to need that vacation around your anniversary if the divorce is final at the same time!
Not a fun weekend but at least it will be done! You are definitely going to need that vacation around your anniversary if the divorce is final at the same time!
I definitely will! My work project *fingers crossed* looks like it will end by end of August - and planning a trip (or several ) will be my first order of business.
WinterIsComing Did you decide what you were going to do that weekend?
I started reading "I've never been to vegas but my luggage has". It's a great read for single women. I'd been following the author, Mandy Hale on fb for awhile and I really like her message! I would highly recommend it.
I read it.
I didn't realize how religious she is.
I was able to skip over most of it.
Still didn't enjoy the book.
I agree with this. I never felt like I wanted to read it just by looking at the quotes on FB. She is all like let god guide your path and all that jazz that is not bad, it is just not for me.
Not a fun weekend but at least it will be done! You are definitely going to need that vacation around your anniversary if the divorce is final at the same time!
I definitely will! My work project *fingers crossed* looks like it will end by end of August - and planning a trip (or several ) will be my first order of business.
WinterIsComing Did you decide what you were going to do that weekend?
No not yet but I think I am leaning towards going to Austin. I've never been and have always wanted to go and there is cheap airfare. I'm trying to decide if a solo trip on my would have been anniversary will be depressing or empowering.