How much cash could you gather in 24 hours?

[hisno1girl]

Straight up cash. Not credit cards, lines of credit, etc.

Cold, hard money.

Less than $500
$500-$1000
$1000-2500
$2500-5000
$5000-10,000
$10,000-25,000
$25,000-50,000
$50,000-$100,000
More than $100,000

[Deleted]

Right now?

Around $3000

[Bernadine]

Aug 22, 2014 16:46:38 GMT -5 peachy said:

Just from what I have personally or is this an emergency borrow cash from family hypothetical?

This is my question.

[eb777888]

Does this include credit card cash advances?

[ECB]

I answered based on what we have. I'd actually have no idea what our families could give us if we needed. I know they could help- but - don't know how much.

[hisno1girl]

Aug 22, 2014 16:46:52 GMT -5 mp said:

Are you trying to determine which one of us would be best to hold hostage?

Shhh....

lol

No, I heard this question on a radio show this morning.

[hisno1girl]

Aug 22, 2014 16:46:38 GMT -5 peachy said:

Just from what I have personally or is this an emergency borrow cash from family hypothetical?

personal stash

[Deleted]

Just from myself? Well that number is laughable.

I have no clue how much cash my parents have on hand, but they'd be the first people I'd run to

My dad did mention once that he could hypothetically write me a check for my tuition, so I'll guess I could get at least 50k within 24 hours.

[hisno1girl]

Aug 22, 2014 16:50:00 GMT -5 eb777888 said:

Does this include credit card cash advances?

No. Cash on hand or in a bank, mattress, or hole in the yard.

[Deleted]

Aug 22, 2014 16:52:16 GMT -5 hisno1girl said:

Aug 22, 2014 16:46:38 GMT -5 peachy said:

Just from what I have personally or is this an emergency borrow cash from family hypothetical?

personal stash

Oh, well that changes my number drastically  (wilted)

[eb777888]

Aug 22, 2014 16:52:46 GMT -5 hisno1girl said:

Aug 22, 2014 16:50:00 GMT -5 eb777888 said:

Does this include credit card cash advances?

No. Cash on hand or in a bank, mattress, or hole in the yard.

Gotcha! That greatly changes my answer, lol.

[Deleted]

My number will change in 25 days when we close but for now we have a lot at the ready.

[katfco]

So here's a confession: I have no idea how much money we have in the bank. I know a vague amount, but DH handles all our finances.

[VeryViolet]

Are we assuming the bank will be open at some point in that 24 hour period?

[hisno1girl]

Aug 22, 2014 16:56:41 GMT -5 VeryViolet said:

Are we assuming the bank will be open at some point in that 24 hour period?

yes.

[eddy]

The good news is we won't be very attractive to people looking for ransom.

[Deleted]

Aug 22, 2014 16:55:03 GMT -5 katfco said:

So here's a confession: I have no idea how much money we have in the bank. I know a vague amount, but DH handles all our finances.

This is quite the confession.

Do you have access to said money?

[tripleshot]

In 24 hours, just what's in checking and our $500 local savings account. All our main savings is online at Capital One 360 and it would take a few days to transfer.

[eb777888]

I'm on the app. My answer is right in the middle of the options but that's also draining David's college fund (yes, it's a straight up savings account right now, I know not the smartest choice). We also have a foundation problem on our house that needs to be fixed before we sell our house so I feel like that money is pretty much spoken for! lol

[Deleted]

Aug 22, 2014 17:26:18 GMT -5 @meepmeep said:

Aug 22, 2014 17:10:34 GMT -5 kooshball said:

I am concerned about the people that have 100K sitting in cash.

I'm more concerned about the <1K people, but I hope the 100K people are buying a house or something within the next few months or else they're actively losing lots of money sitting on the cash.

I am one of the people that clicked that and yes, that's why we're in that bracket. We close next month. Otherwise it wouldn't be sitting in readily-accessible savings.

[katfco]

Aug 22, 2014 17:11:40 GMT -5 AutumnRose25 said:

Aug 22, 2014 16:55:03 GMT -5 katfco said:

So here's a confession: I have no idea how much money we have in the bank. I know a vague amount, but DH handles all our finances.

Like, no idea of your finances at all? 

Or just immediately accessible cash?

Like I said, I know a vague amount, but I can't tell you down to the thousand. I know how much our tax return was (which is typically where our savings/emergency fund comes from) and I have an idea of how much we've put in/taken out of that account. 

[hisno1girl]

Aug 22, 2014 17:10:34 GMT -5 kooshball said:

I am concerned about the people that have 100K sitting in cash.

If this was MM, people would be dropping over in a dead faint at the idea!

[katfco]

Aug 22, 2014 17:07:11 GMT -5 @misoangry said:

Aug 22, 2014 16:55:03 GMT -5 katfco said:

So here's a confession: I have no idea how much money we have in the bank. I know a vague amount, but DH handles all our finances.

This is quite the confession.

Do you have access to said money?

I have access to it all; I just don't handle bill paying. 

[Booze Raccoon]

It depends.  If it's life and death, I know a lot of people who would give me a loan.  If you mean just in my bank account, not much.

I don't have credit cards.

[lexxasaurus]

About $10k? Part of that is a shared saving that I have access to. Less than half that without it.

[EllieArroway]

Depends on how close it is to payday. Lol

Usually around 2-4k. I don't even think we could access our emergency fund in 24 hours.

[MixedBerryJam]

I'd be able to bail a sister out as long as it wasn't a weekend, because I don't actually have a debit card.

[Deleted]

Does this include non-retirement brokerage accounts?

Hey, I gotta represent my MM roots.

[Deleted]

I don't understand the question. I could get cash from my personal line of credit more easily than I could get cash out of a stock account or even another bank account. My private banker would messenger me a cashiers check within an hour, drawn on my line of credit.

[rex]

not very much because our savings takes at least 48 hours to transfer.

so i guess if there's a major power outage, i'm fucked. if the world ends cash will mean shit anyway.