YNAB is 50% off until tomorrow.

[RandZB]

www.appsumo.com/you-need-a-budget/

I've been using the free trial for the past couple of days and went ahead and bought it at this price.  I am already obsessed with it and figuring out where all my money is going.

[konapoppy]

Awesome! Thanks for posting.

[delawarejen]

Per the link, the sale is on until Friday at 1am Eastern / Thursday at 10pm Pacific (another 61 hours). That gives anyone thinking about it enough time to start with the free trial and play around with it for a few days.

[ewall]

Thanks for posting RandZB! I have version 3 from 50% off sale a few years ago. Tempted to upgrade to v4.

[delawarejen]

Sept 2, 2014 11:06:23 GMT -5 ewall said:

Thanks for posting RandZB! I have version 3 from 50% off sale a few years ago. Tempted to upgrade to v4.

Did you buy YNAB 3 after 12/26/11? If so the upgrade's free. (If not, yes this is cheaper than buying the upgrade).

[anonymess]

Thank you for posting this! I have a Google Alert set for any sales on YNAB, but this didn't show up yet.

[glitzy07]

Awesome! Thanks!

[ewall]

Sept 2, 2014 11:16:31 GMT -5 delawarejen said:

Sept 2, 2014 11:06:23 GMT -5 ewall said:

Thanks for posting RandZB! I have version 3 from 50% off sale a few years ago. Tempted to upgrade to v4.

Did you buy YNAB 3 after 12/26/11? If so the upgrade's free. (If not, yes this is cheaper than buying the upgrade).

I think I purchased in early December 2011 (their belated Black Friday sale) so I'm out of luck. But thanks!

[trissie18]

Thanks! I attended the webinars last week and have been playing around with the trial version - I am excited to make this work for us.

[mrsw101109]

Is this better than mint?

[RandZB]

Sept 2, 2014 17:35:16 GMT -5 mrsw101109 said:

Is this better than mint?

I am liking it better than Mint so far in that it requires me to be a more active participant in my budgeting rather than just checking the balance and being told when I've overspent in a category. I tell myself all the time that we make too much money to be this poor all the time, so now I'm trying to figure out where the money leak is. (SPOILER ALERT: it's my husband.) The app makes it really easy to log every transaction, and it has to be easy or else I won't do it for long. The four rules are common sense but a lot easier said than done. I have budgeted to zero with what my checking balance was as of September 1, and it was really hard to not forecast out the rest of the month and go ahead and budget the money from our future paychecks. But we don't have that money yet, so I didn't budget it. It really does help me prioritize what the money I actually have has to accomplish until I get more income.

[konapoppy]

Sept 2, 2014 17:35:16 GMT -5 mrsw101109 said:

Is this better than mint?

I just set it up, and so far I like it a lot better. I hate how mint auto categorizes everything (incorrectly). I also hate that they had access to all of my accounts, and couldn't figure out that if my husband transferred money to my checking, that the inflow and outflow cancelled each other out (to be fair, this could have easily been user error).