ACA Grandfathering

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(I'm asking here because my head is spinning with some other stuff and I don't have the mental capacity at the moment to figure this out)

We got DH's benefits book yesterday. The current plan he's on is grandfathered.

Question: Does this grandfathering deal ever expire and all plans, no matter what, will have to be 100% compliant (or pay a penalty)? We're looking at the difference between a shit plan and a bad plan, and I'll run the numbers on them to see what makes better sense for us, but this is more of a curiosity question.

niq

[niq]

Also @mrsspunky

So the set of requirements on grandfathered plans will grow every year, and at some point the insurer or your H's benefits department will probably just end the plan. But as long as it's around it's considered compliant.

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Thanks niq.

This is one of those cases where "free" comes with a cost.