FFHC

[sunshineluv]

The H is for Halloween.

[sunshineluv]

Mine is that tomorrow I am a hypocrite. We are going to start using the envelope system for our budget to try to reel in our spending. I have always thought the Dave Ramsey stuff was a bit hokey (solely based on my sisters following of him to an annoying degree, if Dave says it's okay, then it's okay!)

Our spending has gotten out of control, I am hoping we can use the envelopes for a few months and create better habits. We even printed out a budget and put it on the fridge. Our biggest line item is daycare. :-(

So in summary I need to do lots of shopping today before I am held accountable, haha.

[TrudyCampbell]

Last Halloween was my amnio and was the day after we got Violet's genetic diagnosis. I feel like most people aren't thinking about their amnio a year later, but man, that day sucked. It's also upsetting me thinking that Violet wasn't even walking at this time last year. I remember seeing everyone's cute Halloween pics and wishing I could get a pic of her walking in her costume.

#DEBBIEDOWNER

[unclejesse]

I find myself wondering why we still have a moderator that never probes anymore.

[kdrake8]

(((((((Trudy)))))))

[kdrake8]

Oct 31, 2014 7:10:54 GMT -5 unclejesse said:

I find myself wondering why we still have a moderator that never probes anymore.

Yeah. Did something. Happen?

[unclejesse]

Oct 31, 2014 7:12:07 GMT -5 kdrake8 said:

Oct 31, 2014 7:10:54 GMT -5 unclejesse said:

I find myself wondering why we still have a moderator that never probes anymore.

Yeah. Did something. Happen?

I thought she was taking time to spend with IRL friends, and she came back a couple times, but I don't really know.

[Deleted]

Oct 31, 2014 7:00:49 GMT -5 sunshineluv said:

Mine is that tomorrow I am a hypocrite. We are going to start using the envelope system for our budget to try to reel in our spending. I have always thought the Dave Ramsey stuff was a bit hokey (solely based on my sisters following of him to an annoying degree, if Dave says it's okay, then it's okay!)

Our spending has gotten out of control, I am hoping we can use the envelopes for a few months and create better habits. We even printed out a budget and put it on the fridge. Our biggest line item is daycare.

So in summary I need to do lots of shopping today before I am held accountable, haha.

Did you read the books? I'm STILL debating this lol!

[sunshineluv]

Oct 31, 2014 7:14:14 GMT -5 @dragonmommy422 said:

Oct 31, 2014 7:00:49 GMT -5 sunshineluv said:

Mine is that tomorrow I am a hypocrite. We are going to start using the envelope system for our budget to try to reel in our spending. I have always thought the Dave Ramsey stuff was a bit hokey (solely based on my sisters following of him to an annoying degree, if Dave says it's okay, then it's okay!)

Our spending has gotten out of control, I am hoping we can use the envelopes for a few months and create better habits. We even printed out a budget and put it on the fridge. Our biggest line item is daycare.

So in summary I need to do lots of shopping today before I am held accountable, haha.

Did you read the books? I'm STILL debating this lol!

I read them a long time ago, maybe 2006? I still remember the premise though. I am just hoping a cash system helps us stay in line. I track our spending, and know where our money goes, just too much of it goes and doesn't stay haha. Every time I talked to DH about it in the past, his comment was well, we just need to do better. Then nothing changes. So I felt it was time for a big change, at least temporarily. We are going to use cash for groceries, eating out, entertainment, fun money, baby items, clothes, and gifts. I think that was it. 

[kdrake8]

Oct 31, 2014 7:13:28 GMT -5 unclejesse said:

Oct 31, 2014 7:12:07 GMT -5 kdrake8 said:

Yeah. Did something. Happen?

I thought she was taking time to spend with IRL friends, and she came back a couple times, but I don't really know.

We may need a new mod. I think she would understand considering she is not here...

[silverjm]

Oct 31, 2014 7:14:14 GMT -5 @dragonmommy422 said:

Oct 31, 2014 7:00:49 GMT -5 sunshineluv said:

Mine is that tomorrow I am a hypocrite. We are going to start using the envelope system for our budget to try to reel in our spending. I have always thought the Dave Ramsey stuff was a bit hokey (solely based on my sisters following of him to an annoying degree, if Dave says it's okay, then it's okay!)

Our spending has gotten out of control, I am hoping we can use the envelopes for a few months and create better habits. We even printed out a budget and put it on the fridge. Our biggest line item is daycare.

So in summary I need to do lots of shopping today before I am held accountable, haha.

Did you read the books? I'm STILL debating this lol!

I've read the book, and I don't buy wholesale into everything he teaches. But I do think his advice on budgeting is very good common sense advice. Also if you really want to get rid of your debts his steps are a good simple way to do it.

[silverjm]

My confession is that a few nights ago I had a horrible dream about being sick and having diarrhea and I PEED THE BED in my sleep. Fortunately I woke up right away before I made a big mess and most of it stayed in my undies.

[TrudyCampbell]

Trudy does not want to be mod.

[Faevantastic]

Can't wait to steal candy from kids tonight.

[dixeedeluxe]

Oct 31, 2014 7:26:42 GMT -5 silverjm said:

My confession is that a few nights ago I had a horrible dream about being sick and having diarrhea and I PEED THE BED in my sleep. Fortunately I woke up right away before I made a big mess and most of it stayed in my undies.

I've definitely had dreams I was peeing and woken up to find I was actually peeing!  Watch, now it'll happen tonight.

[skiesthelimit]

We bought 50 bags of chips to hand out tonight. We only get like 2-5 kids most years. I bought chips so that X and I could eat the left overs (no dairy). My 21 Day Fix ends Sunday night and I plan on eating a whole lot of chips. Yum. I probably won't share with X. #sorrynotsorry rubber pants lol

[katie]

We followed Dave Ramsey's advice for the most part - didn't do the envelopes. We paid everything off but the mortgage in less than 2 years. The beginning was tough but once you see the balances go down it's so motivating. My H didn't think it would work when I gave him the numbers and how we would do it. We probably would have been paid off sooner but became pregnant half way through the first year of it. Medical bills and cute baby things.

[rubber pants]

Oct 31, 2014 7:35:14 GMT -5 skiesthelimit said:

We bought 50 bags of chips to hand out tonight. We only get like 2-5 kids most years. I bought chips so that X and I could eat the left overs (no dairy). My 21 Day Fix ends Sunday night and I plan on eating a whole lot of chips. Yum. I probably won't share with X. #sorrynotsorry rubber pants lol

This made me laugh so hard. Lol

[ashleydl83]

I'm not taking Lexi TOTing or getting her a costume. The boys are being checked out of school at 11:30 and missing their parties to go to Pigeon Forge for the weekend with their grandfather. I'm kind of excited to not have to suffer through walking around neighborhoods tonight.

[rubber pants]

Oct 31, 2014 7:26:42 GMT -5 silverjm said:

My confession is that a few nights ago I had a horrible dream about being sick and having diarrhea and I PEED THE BED in my sleep. Fortunately I woke up right away before I made a big mess and most of it stayed in my undies.

Omg I hate dreams like this!!!!

[rainbowchip]

I did not bounce back from my gall bladder surgery well at all. My mom made me feel worse because she said that she was going places and back to normal activities the day after and made it seem like it was my fault. The surgery was last Tuesday and I'm just now starting to feel normal.

[rjamz]

Oct 31, 2014 7:42:15 GMT -5 rainbowchip said:

I did not bounce back from my gall bladder surgery well at all. My mom made me feel worse because she said that she was going places and back to normal activities the day after and made it seem like it was my fault. The surgery was last Tuesday and I'm just now starting to feel normal.

Different people recover at different rates and it's totally normal and not your fault at all!!

[rainbowchip]

Oct 31, 2014 7:26:42 GMT -5 silverjm said:

My confession is that a few nights ago I had a horrible dream about being sick and having diarrhea and I PEED THE BED in my sleep. Fortunately I woke up right away before I made a big mess and most of it stayed in my undies.

When I was pregnant with Dylan, I had to pee really bad and I had a dream that I was actually sitting on the toilet. Luckily I woke up just as it was soaking through my pants so I only got a tiny bit on the sheets.

[sunshineluv]

Oct 31, 2014 7:42:15 GMT -5 rainbowchip said:

I did not bounce back from my gall bladder surgery well at all. My mom made me feel worse because she said that she was going places and back to normal activities the day after and made it seem like it was my fault. The surgery was last Tuesday and I'm just now starting to feel normal.

(((Hugs)))

everyone is is different, and every surgery is different, I am glad you are starting to feel normal now. I am sorry your mom was being a jerk. 

[fryjack2]

I don't know who the mods are.

[earlybird]

You'll get your walking (running!) pictures this year, TrudyCampbell! Take twice as many.

[mala]

Oct 31, 2014 7:26:42 GMT -5 silverjm said:

My confession is that a few nights ago I had a horrible dream about being sick and having diarrhea and I PEED THE BED in my sleep. Fortunately I woke up right away before I made a big mess and most of it stayed in my undies.

I've done that. So embarrassing.

[formerlyllizzyb]

Hugs TrudyCampbell

rainbowchip I never bounce back after surgeries like others do. I'm a slow recover-er, I guess. I hope you start feeling great soon.

[skiesthelimit]

Oct 31, 2014 7:44:59 GMT -5 fryjack2 said:

I don't know who the mods are.

cat19 and @smudgee

[fryjack2]

We will be in NYC the weekend before Christmas. A good friend will be too.

I'm so excited because it gives me an excuse to leave the ILS place and be away for hours each day, even though we see each other here all the time. LOL.