Purchase discussions with DH

[cjcouple]

We do, but a good deal would not hold DH or I from getting it.
IMO worst case and he disagrees, we return it.

ETA: There is no certain amount. It is just something that happens naturally  

[momin2013]

We actually discuss almost every purchase besides groceries/basic regular household items, not so much because we feel the need to "approve" them, but because things we need to buy are usually things we happen to talk about in everyday discussions anyway. I might pick up a little book or toy at the grocery store for DS once in a while, but it's always less than about $10.

[ghostmonkey]

We don't have a set limit, but if it feels like it might be a bit much, we clear it with the other person. Generally it's DH calling me to verify that what is in his account isn't already marked for paying a bill.

[bakerlady89]

Same as Kimbus. I only talk to dh about a purchase if it is going to be several hundred dollars which almost never happens.

[rosesandpetals]

I will just buy stuff if it is under like $50. If it is more than that and I really want it or think we should get it, I'll buy it but hang onto the receipt in case it needs to be returned.

Honestly, our problem isn't big purchases. DH makes tons of little purchases and doesn't realize how much they add up.

[mamaalysson]

Nov 25, 2014 14:38:59 GMT -5 @kimbus22 said:

DH talks to me before he spends more than $100 on something I don't know about. Not because he needs permission but because he has zero idea where our finances are at at any given moment. It's usually more of a "Can I get this now or do you need to move money or should I wait until after the next check goes in?" sort of thing.

This is us, but I am the one giving DH a head's up. Like, "The kids need new clothes and shoes this week, and it's going to add up. Will that work, or should I wait a few days?" If DH makes a big purchase, it's a BIG purchase (like when he bought a watch), and we've already talked it over.

[Skyesthelimit1212]

Hubs and I have separate accounts, we have a joint account for our joint bills only. So if I buy items for myself or lo then I just buy it. However, if it's something that we are both contributing too then we discuss it first.

[dizzycooks]

No amount. We know what our up coming purchases are and I do most of the buying. If we needed a bouncer and I saw one I liked for $80 it would not be a problem. Like roses said, put issue becomes the 100 "little" purchases each month.

[cabbagecabbage]

It started happening once I started SAH. We talk about anything over $50 really because our budget it very fixed. On occasion one of us buys something without OKing with the other first and it's usually no big deal but I always show him what I've bought to see if he likes it if it's for our home or something. There is no hard and fast rule we've discussed.

[andrewsgal]

No I would be calling him weekly from target. Ain't no one got time for that

[Deleted]

We are really on the same page with finances so we generally don't discuss individually made purchases unless they are really big like jewelry or something. I would hate hate having to go over every little thing. When it comes to big house stuff etc we talk about it mostly because we like to decide on big items together and then the money part is part of that discussion.

[cna]

We both have fun money to use however we want without discussion. If one of us wants to buy something that exceeds whatever fun money we have, there will be a discussion about whether the thing can wait or where the extra money is coming from. We always decide together on big ticket items.

[usm]

We are both on the same page and buy what we need or want. Neither of us are showing up with a new couch or a European vacation without some previous discussion.

[quesyrah]

Our limit is $100. Anything over that we discuss first

[Kcthepouchh8r]

Nov 25, 2014 14:38:59 GMT -5 @kimbus22 said:

DH talks to me before he spends more than $100 on something I don't know about. Not because he needs permission but because he has zero idea where our finances are at at any given moment. It's usually more of a "Can I get this now or do you need to move money or should I wait until after the next check goes in?" sort of thing.

This

[jnksmom]

We don't have a set limit/amount. We discuss any big ticket items and most purchases over $100. It is not something we discussed and divided it just happens naturally I guess.

[gennyu]

We discuss most of our purchases beforehand, but it's not really about the finances. It's more because (aside from basic items) we spend a fair amount of time researching options/reviews/prices before we make a purchase. We are both opinionated about style, decor, etc. and like to come to a consensus, or at least a compromise, before making a purchase. I sometimes wish I had one of those husbands that just went along with all his wife's style decisions, but it's just not the case for us.  No big deal, I knew this when I married him

With that said, in the case of the OP, I certainly would have snagged the deal and kept the receipt, just in case DH had a major problem with the purchase.

[.]

If it's something big (like a piece of furniture) we both discuss it because we pick stuff like that out together. But anything else, eh. DH did talk to me about a derby car he's picking up today because it's several hundred bucks and it's the freakin holidays (which, I'm not happy about but it's more on principle), but anything else I don't see a reason to discuss. We're both pretty cautious spenders so we don't worry about like, big random splurges or anything.

[katemw]

$500...used to be $300.

[gastro]

We don't. We are both savers so if I did spend a large amount on something DH would assume I had thought about it, needed it etc and vice versa. We use an online service that tracks all our cash/investments so it is totally transparent what we have and are spending.

[iheartthe80s]

I'm guessing I bring it up around $500. For example, just last night I signed DD up for private voice lessons. It was $330 for the lessons and $150 for a membership (which, was optional, but would end up giving us a larger discount in the end). With the enrollment fee it was $520. So, yeah, I brought it up. But I admit, I told him after the fact….

[Deleted]

We usually only discuss "big" purchases - things that are say above the $500 mark? And Christmas/vacation budgets. And any "hobby" related expenses in excess of $200 (because MH has some friggen expensive hobbies and sometimes needs to be told to buy only one toy and not all 42 he wants at that exact moment).

[ghostmonkey]

Nov 25, 2014 15:42:00 GMT -5 andrewsgal said:

No I would be calling him weekly from target. Ain't no one got time for that

Target has that many single items over $100 that you would have to call that often?

[andrewsgal]

Nov 25, 2014 23:23:43 GMT -5 ghostmonkey said:

Nov 25, 2014 15:42:00 GMT -5 andrewsgal said:

No I would be calling him weekly from target. Ain't no one got time for that

Target has that many single items over $100 that you would have to call that often?

Are you seriously that miserable that you looking around GBCN for things to try to call people on? It's like you have this constant need to try and make people feel dumb. Sadly you are not near as smart as you think you are so your attempts to be a royal bitch often fall flat.

Anyway nowhere in the OP does it say single item. In fact in the last paragraph it says anywhere besides the grocery store. I absolutely routinely spend over $80 at Target, but in reality it was a joke.

Once again your attempt to be a royal bitch was thwarted by your lack of sense of humor or intelligence. This time I can't tell which.

[andrewsgal]

Nov 26, 2014 7:32:36 GMT -5 @kimbus22 said:

Oh I actually thought we were talking about single things. Cripes I hide my Target bill from him every month. He doesn't need to know.

In theory I think we were but it was never specifically mentioned in the OP. I made a target joke and as usual GM brought the bitch out.

[ghostmonkey]

Nov 26, 2014 1:50:43 GMT -5 andrewsgal said:

Nov 25, 2014 23:23:43 GMT -5 ghostmonkey said:

Target has that many single items over $100 that you would have to call that often?

Are you seriously that miserable that you looking around GBCN for things to try to call people on? It's like you have this constant need to try and make people feel dumb. Sadly you are not near as smart as you think you are so your attempts to be a royal bitch often fall flat.

Anyway nowhere in the OP does it say single item. In fact in the last paragraph it says anywhere besides the grocery store. I absolutely routinely spend over $80 at Target, but in reality it was a joke.

Once again your attempt to be a royal bitch was thwarted by your lack of sense of humor or intelligence. This time I can't tell which.

Good fucking God, calm down.

It was a fucking joke. Kind of. Because really- does Target actually have that much pricey stuff?

[cna]

I don't know about you, but I could easily drop $100 every time I walk into a Target.

[ghostmonkey]

Nov 26, 2014 10:17:24 GMT -5 newnamesameperson said:

I was just wondering what people discuss prior to a purchase. I wouldn't mention the $100 plus I spent at banana republic for a variety of items nor the $80 on a single item but that's okay for us.

GM not sure what the call out is for..there isn't a wrong or right answer for this discussion.

What call out? It was a joking question and she flipped the fuck out.

[andrewsgal]

Nov 26, 2014 10:08:26 GMT -5 ghostmonkey said:

Nov 26, 2014 1:50:43 GMT -5 andrewsgal said:

Are you seriously that miserable that you looking around GBCN for things to try to call people on? It's like you have this constant need to try and make people feel dumb. Sadly you are not near as smart as you think you are so your attempts to be a royal bitch often fall flat.

Anyway nowhere in the OP does it say single item. In fact in the last paragraph it says anywhere besides the grocery store. I absolutely routinely spend over $80 at Target, but in reality it was a joke.

Once again your attempt to be a royal bitch was thwarted by your lack of sense of humor or intelligence. This time I can't tell which.

Good fucking God, calm down.

It was a fucking joke. Kind of. Because really- does Target actually have that much pricey stuff?

You always go to the it's a joke when your attempt to start drama fails. And i seriously never walked out of target under $100.

[usm]

Nov 26, 2014 10:17:38 GMT -5 cna said:

I don't know about you, but I could easily drop $100 every time I walk into a Target.

That's just the cover charge.