What would you do with an unexpected financial gift

[Deleted]

Depends how large.

These days, everything goes toward the baby, whether it's $500 (car seats) or $5,000 (529 plan).

[bab]

No clue. This type of thing just doesn't happen to me...most likely I would save it

[hi725]

It depends on how large. I have multiple renovations I'd like to do to my home, or a vacation is always nice.

[specialk]

I would throw it at my student loans. LAME.

[Deleted]

How big?

Prob save for down payment on next house.

Actually I would pay off the car and use that payment to save for the next house instead.

That's if it is like $10k. If it was $100k we are taking a whole other kind of game.

[Deleted]

Depends on the amount. But right now we'd probably put the bulk towards debt, and a portion for each of us towards new clothes; if it was a huge amount maybe a weekend getaway? Debt would be the priority though.

[killercupcake]

10-15k? I would either put it on some debt or complete our backyard. We really don't need to do that much to the yard, so maybe both.

[Deleted]

Dec 21, 2014 18:24:35 GMT -5 ste said:

Large to me is 10-15k. So in that range lol

Nobody gives me money like this!

[Deleted]

I'd put half toward our next vacation and save/invest the other half.

[spankswife]

Probably put it in a new house fund, assuming no consumer debt.

Possibly take a modest vacation too, just being honest.

[verycontrary247]

Debt payoff, put anything else towards a new car.

[prettyinpink]

We actually had this happen a few years ago. We paid off my car, Dh bought a new computer because his had died, and the rest we put into savings and used toward buying our house.

[eddy]

Pay off debt and ho on a vacation because I am responsible like that lol.

[Deleted]

Dec 21, 2014 18:27:58 GMT -5 ste said:

And, hypothetically, if you were to "save" it, would you do anything other than put it in a savings account?

Do you have mutual funds? Like a Vanguard account?

[cuddlyevil]

Would pay down some bills and save the rest.

[whitemerlot]

Save it. If it was over 10k, I would split the amount above that for my 2 kids' 529 plans.

[iamgrace]

Right now I would bank it. Supply teaching isn't exactly a reliable income (at the moment for me) and I need as much of a cushion as I can get.

[joenali]

My mom recently gave us a chunk of money from the sale of my childhood home. We are using it to help us but a house.

[wildfloweragain]

Dec 21, 2014 18:33:03 GMT -5 Queen Dick, Hibernating Bear said:

Dec 21, 2014 18:31:19 GMT -5 eddy said:

Pay off debt and ho on a vacation because I am responsible like that lol.

I definitely pegged you for someone who would ho on a vacation.

This is how some people get that 10-15k


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[kayakjenn]

Debt paydown and savings, with a small amount ($250 each) for fun. My fun would either be clothes, boots or a new watch.

[pandorica]

Put it towards debt. And maybe a cheap vacation. Boring.

[Deleted]

Vacation and save anything left over for another vacation!

[daisybuchannan]

Save towards our down payment for next house.

[psychmom]

Did you find it in your mailbox?

[nursewife]

Vacation.

[picaflora]

I'd buy a new mattress, then put the rest towards building back our efund/house down payment. DH wants to buy when our lease is up in Sep but I don't see it happening - even if we can sell our house in another state.

[milosh]

Put it towards the mortgage or save it.

[hisno1girl]

Depends on the amount. 

$500? I'd just drop it in the checking account and leave it there because eventually I'll use it.

$5k? Spend a little bit of it, put the rest in savings.

Boring & Practical, Table of one!

[pantsparty]

Hookers and blow.

[BaliHai]

Debt
Savings for L