S/o corporate Amex -- when paying for business expenses

[v]

Meaning, business expenses that will be paid "out of pocket" and then will be reimbursed by your company, and assuming that you do not work for yourself, what do you use?

Don't count expenses that get directly billed to/paid by the company.

(I'm asking because I'm wondering how common it is nowadays to have a corporate card.)

[patbutcher]

Corporate Amex

[crashgizmo]

I do a combination of 1 and 3. I have a corporate Visa, and I use it most of the time, but sometimes I will use my personal card/cash depending on the situation.

[Deleted]

I've had a card at my last 2 jobs (Well, I got one like 2 weeks ago at my last job - lol). Neither were usable for personal expenses, just purchasing things like travel for interview candidates, signing employees up for training, etc. If I traveled or had any work related personal expenses, I had to put them on my own CC.

Actually, I'm not sure if I could have used my last CC for personal stuff - maybe? I never had any personal expenses there. I know it was forbidden at my previous job.

[v]

At my first job, we all had corporate Amexes -- filling out the application was part of day 1 of orientation. (We also had AT&T phone cards -- LOL). We were responsible to pay the bills ourselves, but we weren't required to use the card for anything. I used my own card because getting a points program on the Amex was $75 a year (out of my pocket) and I had a better rewards card (3% back on all purchases for the first 2 years -- those were the days!)

At my two jobs since then, corporate cards have not been an option (for anyone of any level, as far as I can tell). Which suits me fine even though my expenses at my current job are getting ridiculous. I love points.

At my husband's old job, he was required to have a corporate Diner's Club card and he HAD to use it for all business expenses (and only business expenses). The bill was loaded into their expense report system and there was no way to get reimbursed for things that weren't on the card. But he was responsible to pay the bill.

At his current job, he does not have a corporate card.

[Deleted]

Diner's club still exists?

[v]

Apr 1, 2015 20:52:58 GMT -5 mofongo said:

I don't have this type of job, but when you use a corporate card do you still get the points benefits?

Back when I had a corporate Amex, we had to pay $75 a year if we wanted to be part of membership rewards.  Otherwise, no points.  But if we paid the $75 (ourselves) all points were ours.  This may have changed in the last ten years, and/or my firm may have been cheap about it.  Not sure.

My husband's corporate Diner's Club (@bonsoirlune -- his was MasterCard branded, but yup!) did not have a rewards program.  And he had a lot of expenses.  And had to use it.   (wilted)

[MrsE]

Corporate Amex.

If for some reason I were to forget my card, I could pay on my personal credit card and submit for an expense reimbursement.

[daisypaloma]

I got a green Amex.  It's the first time I've had a company card.

[tealblue]

At my first job out of college, everyone had a corporate Amex. We traveled a lot and ordered dinners a lot when working late. They also wanted the staff to socialize so groups of us often went out to lunch on the company's dime.

At my current job they limit the corporate cards to those who expense items fairly regularly. We now have an online expense program so we scan invoices and fill out an online expense reimbursement. That automatically goes through the chain of approval and then we get the expense reimbursement deposited into our bank account (whatever is tied to our payroll deposits).

[7costanza]

Apr 1, 2015 20:46:19 GMT -5 @bonsoirlune said:

Diner's club still exists?

I work for a big firm and we have Diners Cards. I can't imagine they are used by many outside of corporate programs.

[hbomdiggity]

i've never had a corporate card and have no interest in one - i'll take the points, thanks.

ETA: i have the option of my secretary booking stuff like airfare on a corporate card, but i just book myself for the points.

[pantsparty]

I use my own SkyMiles Amex. I'm too lowly for a corporate card, LOL.

[thedutchgirl]

Corporate cards are not an option at my firm. I use my own card for miles. Travel is booked through a travel agency but everything we submit for reimbursement.

[Deleted]

Corporate card. I spend so much on travel that using my card would be a no go for me! We also get points for our corporate spend which I quite like.

I expect some day that will got away...buy for now, it keeps me in Neimans gift cards.

[Deleted]

I have a company credit card in my name and two other cards in the owner's name. We have different accounts for different expenses.

[LoveTrains]

I use a company card. I don't have to pay the bill. I get the bill, do my expense report, and the organization pays it.

[ssmjlm]

SS-I have a travel card and for hotel, airfare, and rental car we have to use it. It's mandated in the travel system. Then when they pay they do a split disbursement.

For per diem expenses I use my personal card for the rewards.

[v]

Oh, and I'll add for those of you who know how credit card points-crazy I am -- pretty much everyone I work with travels a LOT (I'd say 40% is average for my office). But it's funny, because as a result they're all really obsessed with points/status. Like, I've had discussions with people that were like "Bob uses his Marriott card for everything. Jim has a Marriott card that he uses for hotels, but he uses his United card for everything else. Tom only has a regular Amex, but he's a United 1k." I feel like I'm finally with my people!

Except that I totally disagree with their choice of credit cards (but I'll hold off on chiming in on that until I'm no longer the new kid ) (Also, I think everyone feels sorry for me because I'm a lowly no-status-haver).

[lishie]

When I'm on travel for work, I put in on my work card, and if they process my expense report in time, they pay it. Otherwise I have to pay the bill and will be reimbursed.

For occasional other non-travel expenses, I put it on my personal card and get a reimbursement.

[msmerymac]

Sort of a combo of 1 and 4. When paying for business expenses like yearly renewal fees or application fees online, I use a card that is not issued to me, but with permission of the executive assistant/accounting. For business travel, I use personal money and submit receipts for reimbursement. It's rare that I have to travel and apply for reimbursement, and I probably have to use the corporate card ~10 times per year.

ETA: No one in my company has a company card issued in their name, except the President/co-owner. The sales people, who travel probably every other month and some of whom take lunch meetings, also apply for reimbursement for personal travel expenses. Their flights/hotels are booked through the office on the company card, though.

[Deleted]

We have corp cards, but we still need to submit the receipts for approval with detailed reasons for the expense.

[mpc]

I have a corporate card, but I only use it for rental cars. I use my own personal credit card to get points on everything else. We get a flat amount per day and don't have to submit receipts for meals.

[pamela]

Can't vote on app, but we have to use a personal card and get reimbursed. At least reimbursement is fast once you submit it.

[raangoli]

I have a Corp Amex (just got a chip and sig card) but I don't get the points. I really, really wish I did.