Identity theft services

[josieposy]

My college experienced a data breach (awesome) and information for thousands of students was exposed including name, address, last 4 of SSN, email, student ID, GPA, demographic info, etc. No financial information was taken, but the school is partnering with a service for identity protection free to affected students for one year.

Has anyone used one of these services? Is it worth it, or am I better off monitoring my own credit?

[Deleted]

It's not worth it--they only tell you after the fact.

And honestly, there are so many information breeches that I assume my SS#, address, name, etc have long been floating around available for criminals.

[Bad Dingo]

Definitely worth it to sign up.

[orangeblossom]

I d bee through several breaches and have always signed up. It doesn't take much to do so. It tells you monthly if something is amiss. I don't know how the monitoring is chafed if something is fishy.

As did paid ones, I haven't heard necessarily great things about lifelock. My sister showed me a service that Costco offers that's similar to lifelock, it has more features and cheaper. She's planning on signing up for that one.