Monday randoms and a question

[josieposy]

I'm back at my own office for an extended stay for the first time since MAY!! Woo hoo!!

Also, DH and I have been hashing out the stay/go conversation on the house (we talked about this awhile back) and we think we are going to stay in the house. However, this means we're also going to be investing some serious funds down the road to do some major renovations.

So knowing this is at least 10-15 years out, is there a smarter way to save funds for this? I'm not sure saving thousands of dollars in a bank account for that long is wise.

[Skyesthelimit1212]

OMMFG!!! I'm in a "cafe'" trying to relax and get ready for my interview and there is a oldish guy sitting 2 tables away incessantly tapping this feet! It's too some beat in his head and there's no rhyme or reason to when he taps. I'm about to go all Misery on his ankles!

Oh and i can't move because i moved once already because the first table i was at was all wonky, so i don't want to seem crazy, lmao

[ttt]

I was going to post an article about Donald Trump's immigration proposal (which is basically no more immigrants, including refugees, unless they're rich) but then I don't see the point in discussing the "proposals" of someone who isn't even a real candidate in the first place.

[jeaniebueller]

So, I was on a girl's weekend over the weekend and we went bar hopping, which I haven't done in forever and frankly, I was disgusted as to the behavior of some of the men we encountered. I know this is old news, but its upsetting to me that as women, the shit we have to deal with and how some men feel entitled to borderline harass women who are nothing to otherwise indicate they want contact with them.

[jeaniebueller]

In other news, I ate at Chipotle for the first time and my verdict is that Qdoba is better. Flameful?

[eponinepontmercy]

After 9 years, we are finally fixing up my bathroom - paint, new sink, medicine cabinet, mirror, hardware - all that fun stuff. Unfortunately, that means that DH and I are sharing a bathroom for the first time in 9 years. I didn't realize how much stuff I had until I needed to pile it on the small counter with his stuff.

But, the new paint looks AWESOME. I'll take pictures once it's all done, but I picked a medium gray (Dark Pewter by Behr).  I wanted a light purple curtain, but couldn't find anything I like, so I got this one, and a coral rug and hand towels.

[StrawberryBlondie]

Aug 17, 2015 8:20:54 GMT -5 jeaniebueller said:

In other news, I ate at Chipotle for the first time and my verdict is that Qdoba is better. Flameful?

No. Qdoba is better.

[pixy0stix]

We should finally be able to close on our house on Tuesday. Fingers crossed that the buyers' agent doesn't fuck something else up.

Dh wanted a little sumpin' sumpin' last night late. I had just been on the verge of sleep. By the time we were done I was WIIIIIIDE awake. Pass the coffee.

[2curlydogs]

Crazy busy weekend. I'm so tired.

We have a wedding in a couple weeks and I have no idea what to wear. Its in a barn. Additionally, the ceremony/reception is, like, an hour drive from the hotel. The hotel is 2 hours from home, so we're staying overnight.

I predict it's going to be awful. My feet/ankles are already chewed up from this past weekend just sitting on a porch.

[Cicero]

Aug 17, 2015 8:20:54 GMT -5 jeaniebueller said:

In other news, I ate at Chipotle for the first time and my verdict is that Qdoba is better. Flameful?

I don;t know what happened, but Chipotle tasted way better to me 5 years ago than it does now.  Either my tastebuds have changed considerably or they've changed something.

[josieposy]

I'm going to have to call a finance person aren't I? Ugh!

[aurora]

Aug 17, 2015 7:53:51 GMT -5 josieposy said:

...
So knowing this is at least 10-15 years out, is there a smarter way to save funds for this? I'm not sure saving thousands of dollars in a bank account for that long is wise.

If it's definitely 10+ years, I'd invest some of it in a non-retirement account. Gradually increase the safety of the investments over the years (meaning, don't put all of your year 9 contributions in stocks if you'll withdraw in year 10), but right now you can have a mix.

MM would love to talk about this.

[pamela]

I think I'm suffering from some degree of anxiety from this job. Reading about Amazon made me cringe thinking something could be higher pressure than this. Really, I think I'm performing fine, but I have such high expectations for myself in a world were mistakes can't be tolerated that I frequently have that heart pounding, "oh crap did I mess that up or what am I forgetting". I don't want to become dependent on some med to function or have it dull my thinking.

[pamela]

Aug 17, 2015 9:16:54 GMT -5 josieposy said:

I'm going to have to call a finance person aren't I? Ugh!

No! Just go to vanguards website. It's super easy.

[pixy0stix]

Aug 17, 2015 9:16:54 GMT -5 josieposy said:

I'm going to have to call a finance person aren't I? Ugh!

Or post on MM. Be prepared to cut cable.

[aurora]

Aug 17, 2015 8:12:49 GMT -5 ttt said:

I was going to post an article about Donald Trump's immigration proposal (which is basically no more immigrants, including refugees, unless they're rich) but then I don't see the point in discussing the "proposals" of someone who isn't even a real candidate in the first place.

Maybe you should post it. Someone out there might be watching to see if we're prejudiced against orangutans.

[josieposy]

Aug 17, 2015 9:20:53 GMT -5 pixy0stix said:

Aug 17, 2015 9:16:54 GMT -5 josieposy said:

I'm going to have to call a finance person aren't I? Ugh!

Or post on MM. Be prepared to cut cable.

Way ahead of em.

[StrawberryBlondie]

I get to have a super fun conversation with my boss today about my career direction.

I recently decided to not apply to a position I know I'd love because it would put me on a path I know I'd hate. So good times.

[asdfjkl]

Aug 17, 2015 7:53:51 GMT -5 josieposy said:

I'm back at my own office for an extended stay for the first time since MAY!! Woo hoo!!

Also, DH and I have been hashing out the stay/go conversation on the house (we talked about this awhile back) and we think we are going to stay in the house. However, this means we're also going to be investing some serious funds down the road to do some major renovations.

So knowing this is at least 10-15 years out, is there a smarter way to save funds for this? I'm not sure saving thousands of dollars in a bank account for that long is wise.

I don't know what the smart way to do these things is, but this is what I've done:

Go through every room in the house and make a complete list of every. single. thing. that needs to be done to it.

Go through the list noting "big" projects (e.g. you will need a GC, or at least a professional contractor and will have to make sacrifices to afford it), smaller projects (maybe a handyman can do), and DIY projects.

Pick ONE "big" project a year, get estimates on it, and then budget accordingly setting aside money throughout the year.  Keep track of REALLY BIG projects (we are going to have to replace our roof in 3-5 years) and budget roughly for those.  I don't think there's any particularly good banking or money trick to being able to afford that stuff.  Like, we don't have a special savings account for house repairs and remodeling.  We will often take out a 0 interest promo credit card to help spread the payments out, but you have to know yourself really well to do that - you have to know you WILL pay it off before the end of the intro/promo period so as to not accrue interest.  

In the meantime, do the smaller and DIY projects on a manageable pace.  One a month, or one every other month.  Those will increase your home's value so that if for any reason you ever have to do a HELOC, you'll be able to.  

[gpw]

Motherfucking Mondays.

I lost one of my wedding rings this weekend (it's been found, thank GOD). I went to put it on this morning based on where I left them and one was missing. I almost died and H was throwing the biggest fucking fit because I couldn't find it, and why did I leave it there, it wasn't the smartest place to leave it. SHUT THE FUCK UP.

I hate fucking Mondays. I need some fucking coffee.

[asdfjkl]

I completely dropped the ball on something that I don't want to get into, but it was enough that I felt physically ill before most people were even out of the shower this morning.  I'm trying to find a way that I could rationalize it or shift blame, and I can't.  Totally my fault, totally a big problem, totally can't fix it.  Fuck you, Monday.  #NotPregnantThough  

[pamela]

Aug 17, 2015 9:35:21 GMT -5 gpw said:

Motherfucking Mondays.

I lost one of my wedding rings this weekend (it's been found, thank GOD). I went to put it on this morning based on where I left them and one was missing. I almost died and H was throwing the biggest fucking fit because I couldn't find it, and why did I leave it there, it wasn't the smartest place to leave it. SHUT THE FUCK UP.

I hate fucking Mondays. I need some fucking coffee.

Mine lost his this weekend at the beach. No fit thrown, but I did harass him that he didn't want people to know he was married anymore. At least it was tungsten so not expensive.

[emilyj]

My H and I started back with our fall semesters today. I am super grumpy that we are back to our 'apart during the week' lives.

On another note...how the fuck do I find my husband a job closer to home when we are in a market that isn't clamoring for his skill set? How do people that change career paths do it?

[Vespasia]

I has wine and cheese for dinner last night. It seems like I had too much alcohol and not enough food because I am feeling a bit rough. Good thing I am off today.

[Scout'sHonor]

The black cat is my spirit animal today.
https://vine.co/v/O2bqlMVvp0u

[orangeblossom]

I started nursing school today. Excited and nervous.

Maxx does not share my excitement. What I came home to, when I checked on him. Sorry, it's so big.

[StrawberryBlondie]

Big decision of the day: do I eat the lunch I brought and get yummy takeout from a BBQ food truck tomorrow or skip the food I brought and go with the place that has a philly wrap today.

[Velvetshady]

24 hours after discovery, still nothing done about the flood in the "new" house.
Batman died.
A shrine in central Bangkok was bombed during rush hour.
CA is still working on separating from the CONUS.

And I haven't finished my first cup of coffee yet. I'm quitting for the day. (week?)

[orangeblossom]

Aug 17, 2015 11:10:23 GMT -5 StrawberryBlondie said:

Big decision of the day: do I eat the lunch I brought and get yummy takeout from a BBQ food truck tomorrow or skip the food I brought and go with the place that has a philly wrap today.

Tough decision. I'd eat the lunch I packed today and get a yummy treat of some rot, and then get BBQ tomorrow.

[downtoearth]

Aug 17, 2015 8:20:36 GMT -5 jeaniebueller said:

So, I was on a girl's weekend over the weekend and we went bar hopping, which I haven't done in forever and frankly, I was disgusted as to the behavior of some of the men we encountered. I know this is old news, but its upsetting to me that as women, the shit we have to deal with and how some men feel entitled to borderline harass women who are nothing to otherwise indicate they want contact with them.

That long article last week on hook-up culture and hook-up apps reminded me of how rude some men are when on the prowl.  Uggh.