MM Friday

[kadams767]

Since another month just passed, does anyone have any MM updates or thoughts to share?  Anyone jump on the market decline last month?  Pay off debt that was hanging over your head?  Take one step closer to early retirement? 

[v]

My raise kicked in this pay period! My paycheck is now $20 higher. Lol.

[raangoli]

I shared in a randoms thread a few weeks ago but I did search that unclaimed money database for my state and got a check for $340. Plus I cashed in some BoA points and got another $100. Woo! I love "free" money!

[agnes]

I got a raise! I asked for 15% hoping to get 10%. They gave me 7%. I'm okay with that. They could have said no.

[Susie]

We paid off about $10k worth of SLs during Q3 this year.   <)

We also just took delivery of a curved leather sofa, big round ottoman, and an amazing leather recliner that my pregnant ass has CLAIMED AS MY OWN.  We had previously only had various hand me down sofas in the family room and it is amazing and comfortable to have big kid furniture.  We blew about $7k on all of it, but oh well.  With Hobbes coming, I'm not sure when I'd have that chunk of change (and feel free to spend it) again.  Between that and our financial contributions to my brother's wedding (we're paying for the DJ, lighting, and a few other things) I feel like my next bonus needs to be used a little more responsibly.

[explorer2001]

As of today I'm contributing to a Roth 401(k) account in addition to my traditional 401(k) contributions.

[irene adler]

I finally set up an electronic invoicing system and discovered the magic of depositing checks via smartphones.

I feel like my life has changed.

[Pom]

We are more in spending mode than saving Our MM justification, however, is that I think the projects we are undertaking will add value to the house in the event that we have to relocate for Mr. P's work. Our deck was a mess so that has been replaced with composite. We fixed some fencing that was in terrible disrepair, painted some other wrought iron fencing, and added a screened in porch. This will add a second living area overlooking the pool and lake that takes this house to another level.

Due to the time of year we did these improvements, we've negotiated and saved $7600 between construction, painting, staining and furniture. We feel pretty good about that on a $19k (down from $27k) all-in project.

We did get our wills, POA, Medical POA, and Directives all completed.

[IrishBelle]

We close on our new house on the 23rd so we've had a busy month. We've reviewed our life insurance and consolidated some policies for a better rate. We've also updated our home insurance.

On the other hand, we're about to put a lot of our savings into a down payment. We have the money and it was saved for that purpose, I just got used to having it accessible if needed.

[Deleted]

I've posted about all of this before, but in September I paid off my student loan and my last credit card. I also opened a Vanguard IRA and am currently in the process of transferring all of my retirement money from my low interest credit union to Vanguard.

[steph96]

We opened a Discover savings account and moved a hunk of money there. Yay for 4x the interest rate!

[agnes]

Oct 2, 2015 11:00:04 GMT -5 irene adler said:

I finally set up an electronic invoicing system and discovered the magic of depositing checks via smartphones.

I feel like my life has changed.

it really is the best.  I haven't been to a bank in forever because of the app on my phone. 

[sfy]

Oct 2, 2015 14:28:14 GMT -5 Stan said:

I have a large inheritance I really need to shift over to my account but I don't want to because it makes it real. She'd want me to though! Oh self.

(hug) (hug2)