Who's refinancing?

[WOUNDTIGHT]

Refi interest rates hit 3.5 yesterday. Is anyone refinancing? Should we wait until it goes lower? 

And is is anyone worried about a negative interest rate environment??

[aurora]

Really? We should look into this. I can't believe rates have stayed so low for so long.

[escrow]

We refinanced a few months ago to a 15 year, so glad.

[daisypaloma]

Thanks for reminding me. I may do it.

[tealblue]

We refied about 3.5 years ago into a 30 yr 3.875 or 3.75. Either way, awesome rate. I would jump on 3.5 if it makes sense for you. I don't think rates will go any lower and really, if they go a smidge lower, it's not likely to make a huge impact in the monthly cost.

[msmerymac]

Feb 13, 2016 10:31:32 GMT -5 escrow said:

We refinanced a few months ago to a 15 year, so glad.

Same. We're at 3.0. I think we could maybe get as low as 2.75% now if we were really lucky, but I'll take the 3.0%! It's a fabulous rate, all things considered. And we went down from a 4.86% 30 year. 

[kadams767]

I don't think they are going to go lower, I'd refi now.