Chase Offers - Can Someone Explain

[greenmonkey1]

I usually post elsewhere, but read this board regularly.  Thought I would post for advice.

I am usually pretty savvy, but for the life of me cannot figure out Chase Offers.  Pretty certain I am just missing something in the emails that come about once a month.  Can someone explain?  And if anyone has experience whether they are worth activating, that would be great too.   Thank you!

[ohgillian]

So, they're targeted deals that you can only get by using the specific Chase credit card that has the offer. And, to get the deal, you have to click "add to card" for the offer. Here is a screenshot I took from my desktop; they're in a different place in the app:

(Okay, i can't figure out how to imbed the pic; here's a link to my screenshot: imgur.com/5v5t0aa )

So you can see in my screenshot I have offers for 5% off (it's really 5% cash back I think) at Air Bnb, but I'd have to add it to my card first, and make sure to pay using that card.

Does that help?

ETA: Link fixed now. greenmonkey1,

[tripleshot]

You add the offers you want and then when you use that card to pay for something, a credit will show up on your account. I had like $1 credit for a Starbucks charge once.

[jlt19]

Sounds like Amex offers but less appealing. I thought they were attached to an app or something, so usually ignore the email. May have to take another look.

[mommin]

I find them on the bottom of my homepage on the app and click to activate the ones that sound like I might use them. All it takes is a tap of the screen and if I don't use it is doesn't hurt anything. I activated a bit more but I think I only used one for Kindle and the car wash this month.

[wildrice]

You can activate them from the app, or from the web page. I think they are easier to find on the app but I believe they recently made them more prominent on the website, too.

You usually can only use them once for each store, but they expire after 30-45 days and you can often add them again for a new cycle. They are usually between 5-15% off of certain places.

My Chase account shows I've saved over $60 using them. I've found the ones for airBNB and Petsmart to be the most useful - I've used both a few times (in different months). I've also gotten money back from Starbucks and Walgreens. I just saw the other day that Dunkin has one right now too. I think I got back like $30 on airBNB once.

Many of the offers are for places I never shop, but if they are place you go anyway, it's another nice way to save some cash. It shows up as a statement credit within 10-14 days after your purchase. Once you've activated it on the app/website, you don't need to do anything else to use it.

[kanga1]

Also know you have to add them before you shop in the store. I became irrationally angry after seeing a Lowe's 10% back when we had just done a Lowe's shopping trip a few days prior and spent over $100. I even contacted Chase but they wouldn't do anything about it. So my advice is to activate any offers that have even a slight chance you will shop there.
I find them easiest to find in the Chase app too. On the main page if you scroll down past your balance and recent charges it lists a few offers and from there you can click to see all offers.

[greenmonkey1]

Thank you all! I had a feeling it was kind of like Ebates except without having to give another company some sort of link to my credit card. It is nice to see people have saved/earned some money.

[shaynaatl]

Yep it’s just like AMEX offers. I keep a note on my computer where I list my desired AMEX and Chase offers and when they expire.