hows your portfolio doing?

[Deleted]

Oct 4, 2012 17:04:02 GMT -5 letsgetweird said:

Oct 4, 2012 16:56:54 GMT -5 @misoangry said:

That is gross to be forced into investing so heavily in company stock that you could be down 5% overall.

Well I don't think they force you lol.

Sadly some people lost everything in their 401ks during 2008 due to this.

If you're not forced, then you have no one to blame but yourself.

[Deleted]

Oct 4, 2012 17:07:20 GMT -5 sillygoosegirl said:

Shitty. I made the mistake of looking at my 5 year average a few days ago. Up 3% in 5 years. How the heck am I ever going to meet my retirement goals?

Then I made the mistake of checking DH's 5 year average. It was even worse. Like 0.1%. Yuck.

I didn't check short term. I don't think that is meaningful.

Nobody is talking about five-year average.

[hamster]

Oct 4, 2012 17:26:06 GMT -5 letsgetweird said:

Oct 4, 2012 17:16:10 GMT -5 @misoangry said:

If you're not forced, then you have no one to blame but yourself.

Harsh! Lol most people don't have a clue what they're doing with investing. So ya I feel bad for them.

I have a feeling most of these figures being posted include contributions. If so, it's misleading. These numbers are pretty high. Most investors do not come close to benchmarks.

I know our documents do, which is why I'm not confident what our rate of return is.

[Deleted]

Oct 4, 2012 17:26:06 GMT -5 letsgetweird said:

Oct 4, 2012 17:16:10 GMT -5 @misoangry said:

If you're not forced, then you have no one to blame but yourself.

Harsh! Lol most people don't have a clue what they're doing with investing. So ya I feel bad for them.

I have a feeling most of these figures being posted include contributions. If so, it's misleading. These numbers are pretty high. Most investors do not come close to benchmarks.

I think people here (particularly some who have responded) are pretty smart about this stuff and are giving the right number.

If you count contributions, my 401(k) is up more than 100% But really, only 6.05%

[Deleted]

I think people are giving the right number.

Well, maybe not chessie.

I still can't believe it.

[SJ]

Oct 4, 2012 17:40:11 GMT -5 @misoangry said:

I think people are giving the right number.

Well, maybe not chessie.

I still can't believe it.

Agree.

I don't find these numbers at all hard to believe. Index funds are widely used and, well, they track the indices. I can name many individual stocks that are up over 20% for the year.

It is hard to think of an allocation that would lead one's entire 401K to be down 5% YTD.

[M]

Oct 4, 2012 17:26:06 GMT -5 letsgetweird said:

Harsh! Lol most people don't have a clue what they're doing with investing. So ya I feel bad for them.

I have a feeling most of these figures being posted include contributions. If so, it's misleading. These numbers are pretty high. Most investors do not come close to benchmarks.

My job is to analyze the commodity and futures market and day trade it. It's a lot riskier than stocks and equities so my returns will be more significant. Plus with the nice upward movement in the Dow and S&P, these numbers look right.

[Deleted]

My numbers would be awesome if contributions were included.

I remember Chessie posting some crazy low numbers earlier this year and I was puzzled then too.

[Deleted]

Oct 4, 2012 17:48:02 GMT -5 letsgetweird said:

Oct 4, 2012 17:40:11 GMT -5 @misoangry said:

I think people are giving the right number.

Well, maybe not chessie.

I still can't believe it.

I'm the opposite. I only believe those with low performances lol.

Remember, we are only talking YTD.

It should be up! For everyone!

[M]

Oct 4, 2012 17:53:13 GMT -5 letsgetweird said:

Oct 4, 2012 17:49:13 GMT -5 M said:

My job is to analyze the commodity and futures market and day trade it. It's a lot riskier than stocks and equities so my returns will be more significant. Plus with the nice upward movement in the Dow and S&P, these numbers look right.

Do you like working as a trader?

Depends on which day you ask me. Today, yes love it but only because I ended the day up 5.11%. If you had asked me Monday when I was down ~3+% I would have told you it is the worst damn job ever haha. Overall, it's extremely stressful.

[Deleted]

401K- 12.79% YTD
IRA- 9.9% :/ (looks like I had a big loss in May)

boo, I need on the 20% train

[StJess80]

Up 15.08%

[dr.girlfriend]

Okay, I'll expose my ignorance. Do you think this is what TIAA-CREF calls my 2012 "Personal Rate of Return"? It looks about right. In which case 14.8% for 403b.

[ijack]

About 12.5%

[ijack]

Whoa, according to vanguard my 401k is up 23% in the last year - that's crazy!

[StJess80]

Oct 4, 2012 20:10:25 GMT -5 dr.girlfriend said:

Okay, I'll expose my ignorance. Do you think this is what TIAA-CREF calls my 2012 "Personal Rate of Return"? It looks about right. In which case 14.8% for 403b.

I'll share ignorance with you. That's the rate I used from Principal on my 403b.

[Deleted]

Our non retirement investments are up 21% YTD. Holla!

My old 401K is up 13.88%. Those people could do better. humph.

[cookies]

All of our retirement money is divvied up into various target funds.

My Roth is up 22%.
My 401k is up 14%.
My husbands Roth is up 25.45%. Jigga wha??

[Deleted]

OK cookies, now you have to share what funds your H's Roth is in since it is up 25% :-P

[Deleted]

Year to date I am at 11.3%. I will take it.

[cjeanette]

Finally looked today. 15.5841 YTD in my current 401k.

Old one is 13.17%...the 1 year is 25.76% I like that a lot better

[cookies]

Oct 5, 2012 7:30:16 GMT -5 @choco said:

OK cookies, now you have to share what funds your H's Roth is in since it is up 25% :-P

Actually, I'm confused. Maybe it's only 16%. It's TRRKX (T Rowe 2045 target fund). The average annual return is listed at 25.45% but the daily YTD return is 16.5%. So whatever that means.

[dr.girlfriend]

Oct 5, 2012 8:29:44 GMT -5 cjeanette said:

Finally looked today. 15.5841 YTD in my current 401k.

Old one is 13.17%...the 1 year is 25.76% I like that a lot better

I :heart: that you went out to four decimal points. ;D

[cjeanette]

Oct 5, 2012 9:27:55 GMT -5 dr.girlfriend said:

Oct 5, 2012 8:29:44 GMT -5 cjeanette said:

Finally looked today. 15.5841 YTD in my current 401k.

Old one is 13.17%...the 1 year is 25.76% I like that a lot better

I that you went out to four decimal points. ;D

I earned that .0041. No way am I rounding down! lol.

[Deleted]

My 401k YTD is 15%. Not sure about the other investments. ;D

[jlt19]

Both of our IRA target funds say 23% "personal rate of return" for 1 year. I'm assuming that's what I should be looking at. We have different funds b/c of our ages, and I'm very market dumb, which is why I only do target funds, but I'm pretty pleased with that number.

[caidan]

YTD in roth account is 20 percent. I don't have a 401k
since I sah.

[M]

Oct 4, 2012 21:52:41 GMT -5 @songforyou said:

My 1 year is 18.6%. No YTD number for me either.

M6, I feel jealous of your husband lol.

H is actually the portfolio manager for our investment firm. He developed and programmed his own automatic day trading programs and lets them run in several of our accounts. We run the profitable ones in our client accounts. I think H's accounts are up around 30% and the ones he put in client accounts are up around 45% which is lower than normal years. The European crisis earlier this year has really effected our trading strategies.