SL Balance

[flygirl22]

I'm sure we have had this poll at some point, but I'm curious.
I'm always surprised by the "average" in some of these student loan articles.

I include my parent's loans in my answer because I am paying them, but I assume these are not usually included in the average?

Mine is 75K for my bachelors. MBA was paid for by my employer.

[y4m]

$12K of DH's law school loans left. But if he would submit his damn expense report for our move, it would be significantly less.

[honeybee]

About 30K for my bachelor's but my PhD is fully funded.

[fbf2006]

Mine was almost $50K for a bachelor's (24K) and masters (25.5K).

[mollz007]

75K for H's undergrad, grad school, and two semesters of a phd program (he got screwed out of funding for that one, thats part of why he left.) Not bad considering how much school that is. He has always been good at finding good deals.

[mbcdefg]

I wound up with about $10k after graduation, and I have a little under $4k left.

Is there going to be a breakout poll showing what percentage of the $0-10k people have nothing left?

[nygalinpa]

Little shy of 80K for my undergrad and graduate. It was graduate school that really messed me up. I used loans to pay rent and all that jazz.

[SJ]

When we got married (3 years after graduation), I had $10K and DH had $20K.

I'm not sure what my balance was at graduation because my parents paid my loans until we got married and I told them we were more than able to pay them off ourselves (our HHI is significantly higher than my parents')

[ejpint]

I think I was sitting at about $85k for both graduate and undergraduate after finishing grad school. I was pretty much fully funded by loans - I supplemented my living expenses by working PT, but that didn't go far.

[Deleted]

I would like to see the break down of only undergrad. Our numbers here are skewed with 100K+ because we have so many lawyers

[minniebee]

Between scholarships, a part-time job and my parents, I didn't need loans for my undergrad.

H had the GI Bill for undergrad. We paid for his MBA and are paying for his current master's program without loans. His employer is covering 30% of tuition for his current program, but he had a different employer when he got the MBA, and they didn't help with tuition at all.

We're lucky to be able to afford H's fondness for collecting degrees without loans. :-) If we weren't able to afford it unless we took out loans, I don't think he'd keep going to school.

[ilikedonuts]

Mine was like $4k and my parents paid it off for a graduation gift.
DH's was like $15k (he graduated in 03) and he just mailed off the last $250 today!

[milkrations]

My BA was $13k. My first MA was about $40k. My second MA (it really is a good MM decision in my case) will be about $16k.

[Deleted]

I had zero loans from my undergrad and neither does SO. His PhD will be fully funded.

If I wanted to go back to school I'd have to take out loans because I am not a sciency computery person. Boo.

[Deleted]

97K left, woot

(down from 140K)

[flygirl22]

I was not nearly as MM as I could have been in College, so I feel like my student loan debt is mostly my own fault. I was a Chemical Engineering major, and did very little work outside of class, it was a lot of work though..

I should have saved my internship money, but I didn't . Between DH and I we have a balance of 62,000 right now. We are planning to have it paid off at the end of next year... Which I'm excited about, but I will miss all of that money...

[kadams767]

I had $2,500 when I finished undergrad and just under $60k after law school. I have $30k left to pay back right now.

[definitelyO]

is it bad that I have no idea. undergrad and they were paid off ~10yrs ago. my best guess was $20k - $30K

[crazycakes]

I made it out of undergrad with no loans (HOPE scholarship + working part time + help from my parents).

Graduated with my M.A. with about $20,000 in loans.

[chicken]

I took out $6k for undergrad, and I'm paying for grad with cash.

[Deleted]

We just paid ours off last month. Woot!

[nygalinpa]

I would also like to see a poll of undergrad vs. grad. Undergrad I had a sweet financial aid package, so I left with $12K in loans which isn't bad for a 4 year private school. Graduate school was a different matter.

[ladybrettashley]

I had $17k from undergrad, DH had $12k. I had $34k from grad school, so $63k total. We have $29k left.

[EMT]

I was extremely lucky. My parents paid for both undergrad and grad school 100%.

[rex]

The amount of 0-10k makes me want to cry.

My father took out student loans for me after I was told college was paid for. So, now I have 25k in SLs.

ETA: the 25k is the graduation amount. It's less now.

[countthestars]

Dear everyone,

The post says "When you graduated"

YWIA

[sandy214]

DH has none left but I have 32K. I am eligible for a loan forgiveness for teachers program and hopefully that will go through next year. If so, it should hopefully cut my loans almost in half.

ETA: this is for grad school only (2 programs- regular and special ed) My bachelor's was paid as I went.

[MadamePresident]

Where's the SS for people who have never had a SL balance?

I paid for my undergrad and my employer took care of my masters.

[caramia17]

DH has none. I have $150K-ish in loans from my DDS/MS/certificate training.

He outearns me by 3X.

Boo.

[drloretta]

$5K