Post by mrssandro on Sept 22, 2014 16:02:22 GMT -5
We have a capital one (formally ing) savings account that we automatically transfer money per pay period. We have all our savings goals set up this way. (Efund, Yard Fund, Vacation Fund, Pets Fund) Sometimes it's just $10 a month but overtime it adds up.
Post by pantsparty on Sept 22, 2014 16:58:16 GMT -5
We usually talk about a trip about 6 or more months before we plan on leaving. We discuss costs and what each of us will be paying. Usually we buy and pay for our tickets right away, make reservations, and then put the rest of the money for the trip in a savings account. Like we're going to NOLA over Thanksgiving and we paid for our tickets, hotel rooms have been paid for, and I'm putting aside money each month for our overall trip expenses (car, dinners, etc). It helps to have a set amount in mind since saving over time works best for me.
We have a yearly budget that we work off of and of that budget I get a set amount for travel. When I book something for us then I charge it and we just pay the CC off and transfer money to pay the CC if needed. We put everything on a CC to get the points.
+1 with the exception of Iceland, which we kind of took on a whim. We put everything on our CC for points and paid it off with cash that should have been invested anyways.
Post by sillygoosegirl on Sept 22, 2014 20:48:38 GMT -5
We have a travel savings account, though trips under about $1000 often just get cash-flowed (normally we spend a lot less on misc other stuff when we are plan a trip or traveling).