I am fighting (and fighting and fighting) Morgan Stanley to finally move my rollover Ira and Roth over to betterment. They are throwing every possible hurdle in my way to stop me from doing it (ever heard of a Medallion signature guarantee?). It's making me damn sure I'll never have my money there again.
We also need an umbrella insurance policy and to finish the ILs budget
Post by whitemerlot on Aug 17, 2015 19:36:04 GMT -5
y4m I had to get a medallion signature guarantee for my Roth transfer. My local bank branch did it for me. I called ahead and just needed my driver's license. It was free, even though neither account was related to that bank. It took a while of her filling out a page in her book. So weird.
y4m I had to get a medallion signature guarantee for my Roth transfer. My local bank branch did it for me. I called ahead and just needed my driver's license. It was free, even though neither account was related to that bank. It took a while of her filling out a page in her book. So weird.
Yeah the problem is I bank with Bank of America which apparently doesn't do them. You have to be a customer, so there's literally no way to get one.
Post by iheartbanjos on Aug 18, 2015 8:36:10 GMT -5
We are in a pretty good place of just building wealth right now.
Our only thing we're working on is buying an additional umbrella policy, which really just required sending an email to our agent. H did that last Friday.
This post might actually get me to do a financial chore I've been putting off for months: updating my secondary beneficiaries on an investment account. If I could do it online, it'd be done already (I did my 401k), but something about the paper forms makes me keep delaying it. Well, the paper form and not being entirely sure who/what I want to name.
Does anyone know if you can name a charity as a transfer-on-death secondary beneficiary? (Secondary beneficiary being who gets the money if I and my primary beneficiary both die.) I need to find the paper forms again--maybe they say.
This post might actually get me to do a financial chore I've been putting off for months: updating my secondary beneficiaries on an investment account. If I could do it online, it'd be done already (I did my 401k), but something about the paper forms makes me keep delaying it. Well, the paper form and not being entirely sure who/what I want to name.
Does anyone know if you can name a charity as a transfer-on-death secondary beneficiary? (Secondary beneficiary being who gets the money if I and my primary beneficiary both die.) I need to find the paper forms again--maybe they say.
There is probably a telephone number on the form you can call.
-Move my 401k over to a rollover IRA so I can keep track of it better (DONE) -Increase our roth IRA monthly savings (likely won't happen unless H gets a promotion this year)
Otherwise just keep paying down debt (SL, car, and mortgage) and building wealth. Really hope to pay off H's SL next year.
Post by hurricanedrunk on Aug 19, 2015 11:56:51 GMT -5
* re-do our life insurance policies now that H quit smoking. * IRA contributions * Review our budget - we've been VERY loosely budgeting * Review charity contributions
After way too many years I recently got all my old 401ks rolled into one IRA at Vanguard. It was especially a PITA because all 3 of them were in my old last name.
y4m I had to do a medallion signature guarantee as well, thankfully Chase does them so it was relatively painless. Hopefully you find a way to get it done soon. Maybe it'd be worth it to open a small savings account at another bank.