When "money is tight" what does that mean for you?

[chessie]

No extra spending for anything other then what we already budgeted for. My money is tight mode is a bit off though then we do save like a ridiculous amounts of money a month now. DH feels I should never say that money is tight at this point.

[blue1980]

For us it means all bills are paid, money still goes in savings but fun money or "extras" are limited or non-existant.

[peachdragon]

It means that after all of our savings goals have been met for the month, we don't have much spending money left. Or, if our liquid account balances have been going down instead of up steadily for a few months.

[kasi]

No fun money and having to pull from savings (only to have to put it back in next pay check).

[RandZB]

No big purchases, really watching our spending, no eating out, clipping coupons. We don't have any debt except our mortgage but things stay pretty tight since our daycare bill is so high and we had a surprise baby last year. If we only had one child things would be fine but that extra $1,000 a month really puts a dent in things.

[phunluvin82]

For me, it means not saving enough (or as much as I'd like to anyway) toward retirement and/or e-fund. It also means putting off various purchases that we may in fact need eventually, but can manage to hold off on for now.