We do have checks in the file cabinet, and I carry one in my wallet just in case. Rarely need it...I've been carrying the one I currently have for at least a year now. I think the only thing we regularly pay by paper check these days is the condo fees on one of our rental properties b/c the assoc. president won't set up the account to accept any other method of payment, and that gets mailed from our house on the first of every month. The kids activities, lunch accounts, and the majority of our bills are paid using a CC, and the CC bill along with our mortgages are paid via online banking.
Yes and I occasionally use them (mostly if I forget to write the day care check from the joint one that is left at home). There's a spot in my wallet for it - I put it in there when I got the wallet and just have never taken it out.
I never used to and rarely write checks. But, I forgot the PIN number for my debit card and there are two stores I go to that don't take credit, so I have been carrying it. I remembered my pin, so I should take it out and just carry one check.
No, but I have and occasionally use a checkbook. I don't carry it in my purse though. It stays at home unless I know I'm going some place I'll need it.
Those who need to write checks - can't your bank do it for you?
We are on our last 5ish checks and won't be ordering more because I literally can't think of anything that I can't use electronic checks for. Gifts are always cash. Private businesses like daycare we use directpay. What else is there?
Costco. They still can't accept my debit card for some reason and I don't have their credit card.
Those who need to write checks - can't your bank do it for you?
We are on our last 5ish checks and won't be ordering more because I literally can't think of anything that I can't use electronic checks for. Gifts are always cash. Private businesses like daycare we use directpay. What else is there?
My bank could but how odd would it be for me to use online bill pay and have a check mailed to a fellow basketball mom who bought the jerseys when I could hand her a check at practice? Things like my check for HOA dues or other non ebills I do through bill pay.
Honestly my biggest check use is in the circle drive at school during dropoff when I remember one of this kids had a negative lunch account balance. The district charges $2 to pay online. I am cheap.
Those who need to write checks - can't your bank do it for you?
We are on our last 5ish checks and won't be ordering more because I literally can't think of anything that I can't use electronic checks for. Gifts are always cash. Private businesses like daycare we use directpay. What else is there?
Weekly lessons that aren't paid up front. I suppose I could set up a check to be mailed to her teachers ahead of time, but then if one of us cancels/postpones or her private lesson turns into a semi-private one ($10 less), that's just a big mess.
DH never writes checks. Lessons are the only ones I write from my purse. The PTA only wants checks because they don't want kids carrying cash to school. But I write those at home and put them in DD1's folder.
Random. I handle memberships for our PTA. The number of parents who sent their kids with envelopes of over $100 in cash astounds me.
Yes. Always. I live in the land of the Amish. It's typically cash or check and I never have cash since my bank is 25 minutes away.
They still use the honor system at the farms I go to (typically grass fed organic farms). They have a calculator and a cash box out for you to make change. They just expect you to write what you took and pay.
My BIL from Boston was shocked how many businesses still take checks and that was like 15 years ago.