Mortgage refi rates

[trissie18]

We locked in today at 3.25% for 30 years. I was quoted 3.125% a few weeks ago so I am pretty happy. Will drop our monthly payments $300+. We were only 12 months into our original 30 year so not a big deal to go back to another 30 year. Plus we have always planned to pay off earlier.

[ssmjlm]

I think we're going to cancel our refi. DH has an identity issue on his report that is taking a while to get handled. The company can't keep anything straight.

He also apparently had an issue with citibank, who ended up making his account overdue, but the transactions were fraudulent.

With everything else going on, I cannot do this for him right now. I told him he will need to appeal to each credit bureau the citibank stuff and get everything in writing.

[RockNVoll]

Mar 24, 2020 10:27:59 GMT -5 ssmjlm said:

I think we're going to cancel our refi. DH has an identity issue on his report that is taking a while to get handled. The company can't keep anything straight.

He also apparently had an issue with citibank, who ended up making his account overdue, but the transactions were fraudulent.

With everything else going on, I cannot do this for him right now. I told him he will need to appeal to each credit bureau the citibank stuff and get everything in writing.

Ugh, that sucks, I'm sorry on all fronts.