S/O Anyone refi a jumbo loan at a rate less than 3.5%?

[fryjack2]

Our current loan is 3.5%, 30 year.  We have 29 years left on it.  

I'd love to shop around, but from what I can tell, 3.5% is the best out there. 

[TheSeaward]

Jul 31, 2020 13:25:08 GMT -5 fryjack2 said:

Our current loan is 3.5%, 30 year.  We have 29 years left on it.  

I'd love to shop around, but from what I can tell, 3.5% is the best out there. 

mine isn't a refi, but i am closing on the 19th locked in at 2.75% 30 year conventional

[fumbalina]

My brain added jet lol

[scm1011]

A friend locked her refi earlier this week at 2.875 and considering Cambridge real estate I’m guessing it’s a jumbo. I can find out. I’ll PM you the broker info since we’re local (I think?).

[boiler717]

Jumbo under 3% here. Local credit union.

[court26]

H is looking and just under 3 for a 30 year mortgage, he is getting 3.5ish to do a cash back added to it.

[awkwardpenguin]

I couldn’t find jumbo lower than 3.25%. We brought cash to close because we were close to conforming loan limits and the conforming rate was 2.75%.

[iheartbanjos]

We could not, but when we told our current lender that we were shopping, they lowered our rate without refinancing. Itwas free and our payment went down about $175/month. We’re attacking our mortgage, so should be below conforming in the next year anyway, and will refinance then.

[eddy]

I had to look up what a jumbo loan is. #poor

Lol