How many savings accounts do you have?

[flygirl]

We have 5 at Capital one:
Sinking fund for escrow/insurance
Sinking fund for annual fees, other insurance, etc
One for DS
One for joint regular savings
One for travel

At credit union
One efund

[mrsd2006]

We keep our finances separate. DH has a Fidelity account, I have 2 savings accounts- one tied to my checking for OD protection with a couple hundred bucks, and an online AMEX savings account for the rest.

[glitzy07]

Two. One joint savings and one personal savings, both at our credit union.

We used to have more including several at Capital One 360, but after we started using YNAB we leave it all in our joint checking/savings and instead budget for different amounts within YNAB instead of separating into different accounts.

[turkletsmom]

Cap One 360:
1 for each kid- birthday money, etc
Vacation
General savings for random things that pop up
E-fund with 2 months expenses- H is a Fed, so we just let this sit here in case of a furlough.
Anything beyond this goes to a brokerage account.

I escrow things like Christmas, car insurance, etc in my checking account and then use Mint to keep track of it all.

[niq]

We have joint checking, e-fund, and then the brokerage-linked checking account is just "savings". Once a year we budget big ticket spending -- travel, home renovations, really expensive home goods, etc. The money comes out of the brokerage account.

We now have a set "fun money" amount per month and any shopping, coffee shops, or family activities comes out of that. The "fun money" amount is set so that if we spent it all, we'd break even.

I have a friend who swears by the "open a zillion CapitolOne360 accounts" method.