Friday? I think?

[librarychica]

Jan 14, 2023 9:25:44 GMT -5 waverly said:

Jan 13, 2023 19:58:57 GMT -5 librarychica said:

waverly, what was I thinking? It is so loud. So very very loud.

How many girls? We are having 3, so 4 total and hopefully hanging out in the basement for the later hours. Fingers crossed.

7 plus my 2. They did eventually quiet down, slept, a good time was had by all.

[waverly]

Jan 14, 2023 9:42:11 GMT -5 librarychica said:

Jan 14, 2023 9:25:44 GMT -5 waverly said:

How many girls? We are having 3, so 4 total and hopefully hanging out in the basement for the later hours. Fingers crossed.

7 plus my 2. They did eventually quiet down, slept, a good time was had by all.

Some of the girls are getting nervous. They are 10 year olds. How many do you think are actually going to stay?

[librarychica]

Jan 14, 2023 9:45:07 GMT -5 waverly said:

Jan 14, 2023 9:42:11 GMT -5 librarychica said:

7 plus my 2. They did eventually quiet down, slept, a good time was had by all.

Some of the girls are getting nervous. They are 10 year olds. How many do you think are actually going to stay?

Oh it’s so hard to know. We only expected a few to stay (they are 10 and 11) but then they all did — evidently I look nonthreatening to parents. My oldest still struggles with sleepovers that aren’t with her godmother or my parents. I generally pick her up around 11. My youngest slept at a close friend’s house, no issues, at 7. That friend though is too nervous to stay at ours, though she’s known us since she was 3. It’s just kid-dependent, I think.

[sandandsea]

Update. Power is on and sump pump is running in time for today’s downpour. . I have a bunch of Amazon returns to drop off today then ds and I are going to restock the fridge as we had to toss everything. At least the fridge is clean.

[k3am]

Jan 14, 2023 3:07:05 GMT -5 vasc said:

I feel like medical care doesn’t have to be all (Kaiser) or nothing (your mother’s situation). There are two large medical systems in my city and if you are diligent about picking providers in one system or the other then communication from provider-to-provider is easy in MyChart. We’ve aligned ourselves with providers mostly from the same system for the kids but for my own self I’ve chosen more of a patchwork quilt assortment of physicians. Maybe when I’m old and visiting doctors more regularly for geriatric care will I try to chose all from one system. k3am

I’ve done it on other plans here and I hated it. I hated not knowing how much my bill would be, trying to make sure stuff was covered, acing to wait for insurance approvals, being prescribed something insurance doesn’t cover, etc.

[sdlaura]

vasc that’s how it is here. We have an HMO and are not with Kaiser but things are easy here (even coordinating care for my son who was born with a heart defect and had open heart surgery as a baby) with the other large health system we’re with. Many friends seem like they think we must have to jump through hoops without having a PPO, but that hasn’t been the case.

[vasc]

Maybe it helps that our insurance is Blue Cross Blue Shield, which is the largest in the state? So providers would be stupid not to bill with them. I’ve never worried about being out-of-network.

[sdlaura]

Jan 15, 2023 8:10:20 GMT -5 vasc said:

Maybe it helps that our insurance is Blue Cross Blue Shield, which is the largest in the state? So providers would be stupid not to bill with them. I’ve never worried about being out-of-network.

Same

[k3am]

DH used to have BCBS. I had Kaiser. We both went to the same hospital after an ATV accident, we both had similar treatment, tests, etc. I paid one bill to Kaiser (it was not a Kaiser hospital), story finished. DH got a bill from the hospital, two doctors, and another for durable medical goods.

I previously had BCBS. Needed lab work? Drive to a Quest (20+ mins), X-ray? Another facility. And the one time I had a prescription? Insurance didn’t cover it. The doctor prescribed an alternative, but nowhere carried it. Just overall, the experience was equally frustrating. Maybe it’s changed in the last 11 years since I switched, I don’t know.

We have had great experience up until now and we’ve been what I’d call above the normal care most people need. We have no deductible, a low OOP max, and everything is in house. DD has had two surgeries that were in the millions and all I got was a $250 copay for the first surgery, since it was in January and the plan had reset. Her second was “free”. Up until this new PCP and in particular DS’s issues, my only consistent complaint is that they have a hard time understanding that at 10, DD still needs to be sedated for MRIs when kids as young as 6-7 can do it without.

My issue is honestly not Kaiser, it’s our PCP and the lack of continuity of care.