Mint is going away in January

[mainelyfoolish]

I posted a little over a month ago about how I didn’t like Quicken Simplifi as a replacement for Mint. Since then I’ve been trying CountAbout and I like it. It’s plain and functional for keeping track of all my balances and transactions across multiple accounts, and I was able to import all of my Mint history. It differs a little from Mint in that it calculates your balances rather than downloading the balance from account websites, so occasionally I’ve had some confusion when an account’s website is showing a balance including pending transactions and CountAbout isn’t including the pending transactions, but now that I understand what’s happening, it’s all good. CountAbout has budget tools, but I haven’t set any budgets up yet. I had budgets set in Mint but rarely paid any attention to them!

I’m still in my free trial period but I’m going to pay for the subscription when my trial ends a week from now. It’s $39.99/year to use the plan that automatically downloads transactions. If anyone wants a referral code to get both of us three months for free, send me a PM.

[mlkgls]

Has anyone used Fidelity Full View? I’ve researched a few alternatives to Mint, but I’m somewhat leery of trusting all my financial information to, what feels like, a random company. I would love to have an easy, safe way to track spending percentages and goals. I’ve used excel before, but I would love easy if I can find it.

[gt7301b]

Jan 7, 2024 21:04:38 GMT -5 mlkgls said:

Has anyone used Fidelity Full View? I’ve researched a few alternatives to Mint, but I’m somewhat leery of trusting all my financial information to, what feels like, a random company. I would love to have an easy, safe way to track spending percentages and goals. I’ve used excel before, but I would love easy if I can find it.

I tried it and I couldn't get all my accounts to import so I swiched to Monarch Money.  I am not using it to calculate net worth, just budgeting and monthly spending.

[k3am]

I just cancelled my monarch money subscription before it moves to the paid version. So I guess I still need to find something. The only thing I care about is account aggregation, so it's possible credit karma will be enough.

[hw77]

Anyone found anything they like in the last 2 months?
Just like all my accounts in one place

[k3am]

hw77, I am fine with empower. It's free, it aggregates better than mint (some of my accounts that had connection issues repeatedly or never connected will connect in empower). I still can't link my auto loan (I haven't found one that will link with it).

[fortnightlily]

I could not actually convert my Mint account to Credit Karma, because Credit Karma could not connect unless I temporarily lift my credit freeze, which I didn't feel like doing.

I've been using Monarch for a couple weeks and like it so far, but I still have to finish connecting the accounts that require my spouse's 2FA. Empower seems to require a little more work to get it to categorize some of my transactions correctly, but I just have to spend more time with it and I like that it includes financial planning, so I'll probably try to get that working for me more and not pay for Monarch yet.

[buckeyegirl]

I paid for a year of Monarch and like it well enough. At first, I thought it wasn't going to work but they have been adding lots of companies. They have expanded a lot since the first of the year.

[hw77]

Thanks for the updates . Yes my credit score is on freeze too and prefer to not adjust that. Hopeful for easy connectivity as I feel like fidelity and vanguard became difficult with mint in the last year

[mlkgls]

I’ve used Empower in the past, but have had multiple accounts end up with updating issues and I gave up a while back. It was also only so so when categorizing my spending.

I’ve actually been pleasantly surprised with Fullview. It’s been easy to link accounts and even though I’m not really using it to track spending, it has a way to create spending categorization rules, much like mint.

[aspentosh]

We used Empower before it was Empower (Personal Capital, and we had a FA there) but I was pretty underwhelmed. Glad to hear they are improving.

We've stuck with and bought a year at Pocketsmith. It lets me budget loosely, do rollover budgets, and aggregate most of our accounts. So far so good. I think I have a free one month trial link posted somewhere if anyone wants to try it.

[madisen]

Not free but I use You Need a Budget and like it a lot.

www.ynab.com/

[mpc]

I switched my account over to credit karma last week and I will say it is awful. All my categorization is gone.

I need something that I can create my own categories when needed and that will let me look at trends over time. My budget is in an excel spreadsheet so I don't necessarily need it to do that.

I'm wondering if since I made the switch to credit karma that I have lost the opportunity to transfer my mint data to a new service. If so, I will really and truly cry.

[shaynaatl]

If you have made the move to another service, don't forget to delete your Mint account (or at least remove the individual accts).