Post by mollybrown on Jan 10, 2013 17:06:56 GMT -5
Between 15.6% and 16.7%. Most of mine are in target funds because I never make the time to rebalance. I'm willing to take a small hit for the convenience.
I have all the books I could need, and what more could I need than books? I shall only engage in commerce if books are the coin. -- Catherynne M. Valente
Okay, so can someone enlighten me as to how I can get a rate of return that's above 5%?
What are your investments?
American Funds The Growth Fund of America Large Cap Growth American Funds Washington Mutual Investors Large Cap Value Ariel Appreciation Fund - Investor Class Small/Mid/Specialty ING Fixed Account Stability of Principal ING Templeton Foreign Equity Portfolio - Initial Class Global / International Pioneer Strategic Income Fund - Class Y Shares Bonds
I have all the books I could need, and what more could I need than books? I shall only engage in commerce if books are the coin. -- Catherynne M. Valente
Mine was 15.0%!! Yay! I just have it all in a Fidelity Target fund.
Are Target funds the ones where they're automatically re-balanced each year, based on when you're planning to retire? So there's a 2025 one, a 2030 one, etc? Because we're with Fidelity and our choices with those are all doing much lower than the mix I had picked out. Ranging from 5-7.5 percent in 2012. (Maybe their longer-range historical is much better, IDK.)
I believe target funds are agressive during the first few years, and gets stable/conservative towards the end. If you have a 2025 target fund, that likely may make sense.
American Funds The Growth Fund of America Large Cap Growth American Funds Washington Mutual Investors Large Cap Value Ariel Appreciation Fund - Investor Class Small/Mid/Specialty ING Fixed Account Stability of Principal ING Templeton Foreign Equity Portfolio - Initial Class Global / International Pioneer Strategic Income Fund - Class Y Shares Bonds
How is the allocation broken down? Unless you have most invested in the fixed income/stable funds, I would expect your return to be higher than 5%. Those funds don't sound like terrible options, IMO.
American Funds The Growth Fund of America Large Cap Growth 20.54%
American Funds Washington Mutual Investors Large Cap Value 12.5%
Ariel Appreciation Fund - Investor Class Small/Mid/Specialty 19.35%
ING Fixed Account Stability of Principal 3%
ING Templeton Foreign Equity Portfolio - Initial Class Global / International
18.89% Pioneer Strategic Income Fund - Class Y Shares Bonds
11.49%
Here are the 2012 returns for each fund. Unless most is in the fixed account I think you are looking at the wrong figure. If it is mainly in that account might be time to look at moving some to the other funds.
Shit. 12.6%. I thought I had done well until I read this thread.
You people need to share your funds/stocks. TIA.
Here's what I had (17.6% return in 2012):
TIAA-CREF Large-Cap Value Fund - Premier Class TIAA-CREF Growth & Income Fund - Premier Class TIAA-CREF Equity Index Fund Artisan International Value Fund Institutional CREF Equity Index CREF Global Equities TIAA Real Estate CREF Inflation-Linked Bond CREF Social Choice
I have all the books I could need, and what more could I need than books? I shall only engage in commerce if books are the coin. -- Catherynne M. Valente