How did your 401k do in 2012?

[crazytalk]

I just looked mine up - my rate of return was 16.3%. Pretty good, right?

[Deleted]

Mine was 13% for my current 401K. I have a couple other ones but dont know the log in.

[melmo1122]

16.24%

[RandZB]

17.58%. It was down 5% in 2011 so I'm very happy to see that number.

[Deleted]

7%. FAIL.

My IRAs did much better, thankfully. And my 401(k) is only 2 years old, which means that half of the contributions were from 2012 (and spread out across 2012) so dollar cost averaging may have worked against me since January 2012 (for example) was so much stronger than the rest of the year, and almost half of the contributions to my 401(k) ever were after January. And yes, I'm apparently very defensive about this.

[mustbeagame]

15.99%

ETA: Also I didn't put any thing in this 401K last year, because I was not working for the company, but I have returned this year. I was very excited about getting my lost vesting returned to me, that little chunk was about 6% of the total value.

[marie427]

17.5%. Very happy with that considering 2011 ended with a loss (albeit a small one).

[ssmjlm]

13.45%

[dawnyp]

17.5%

[raangoli]

16.7%

[Deleted]

16%

[cilantro]

16.76%

[Deleted]

2012 = 16%

I also looked at previous years,

2008 = -25.8%
2009 = 29.8%
2010 = 12.9%
2011 = -3%
2012 = 16%

Annualized return (2008-2012) = 8.1%

[spankswife]

13.6 - sigh.....although I can't complain I suppose...

[Deleted]

15.58%. I've only been contributing since August, though.

[falada45]

It was -3.8% in 2011.

+17.6% in 2012.

[cjeanette]

18.7318% and 17.71% in the other.

[h]

15.21%. But I am at 3.6% for the last 5 years. Ugh.

[genet313]

13.64%. Over a 5-year period - .64%. Awful. Maybe I need to change my elections or something.

[Deleted]

Ouch! Sorry hens and genet. I thought my 8.1% for 5yrs was low.

[hlke]

16.2%. I'm a "set it and forget it" investor - I had no idea.

[tripleshot]

Mine was 15.0%!! Yay! I just have it all in a Fidelity Target fund.

[kellygreen]

19.1%

[AAM2012]

401k was 14.39% in a target fund, i haven't looked at my roth.

[crazytalk]

Jan 10, 2013 13:47:49 GMT -5 tripleshot said:

Mine was 15.0%!! Yay! I just have it all in a Fidelity Target fund.

Are Target funds the ones where they're automatically re-balanced each year, based on when you're planning to retire? So there's a 2025 one, a 2030 one, etc? Because we're with Fidelity and our choices with those are all doing much lower than the mix I had picked out. Ranging from 5-7.5 percent in 2012. (Maybe their longer-range historical is much better, IDK.)

[jenikate]

19%, my company stock did pretty well

[pedanticwench]

Holy crap at these percentages.

Either I'm doing my 401k completely wrong or my rate of return is incorrect. Probably the former.

[ReenaP]

15%.

[morningmania]

8.2% Yikes, I should have been watching mine a little closer over the last year.

[gumi]

Jan 10, 2013 15:00:55 GMT -5 pedanticwench said:

Holy crap at these percentages.

Either I'm doing my 401k completely wrong or my rate of return is incorrect. Probably the former.

The numbers in these threads are always really high.

We had this same thread last week and someone said 70%. I dont even know how that is possible unless you have all your money in your company stock and the company does amazing.