So my mom tells me

[Pilsy]

Ugh. (hug) crackhabit (hug2)

[rikki]

I am so sorry. She is really lucky to have you as a daughter. Have you had to do things similar to this in the past ?

[Pom]

I am sorry, that totally sucks.

[fuddyduddy]

I'm sorry. It is such an awful situation for both of you to be in.

[audette]

Oh, that sucks! But, yeah, I can see why it's worth doing it.

[Deleted]

Boo. That sucks.

[rosiedozie]

That's so sad - I'm glad that you will be able to help her out.

Can she start escrowing her property taxes going forward?

[explorer2001]

That sucks! How is it her taxes aren't escrowed in her mortage? Could you get that changed to avoid this in the future?

[steph96]

Jan 27, 2013 19:15:37 GMT -5 explorer2001 said:

That sucks! How is it her taxes aren't escrowed in her mortage? Could you get that changed to avoid this in the future?

This!

Good luck! Your mom is lucky to have a daughter like you that is willing to help.

[explorer2001]

She is lucky to have you bail her out. You are a very kind daughter.

Do you have any kind of plan for her longer term? If day to day stuff like this is a cluster, I can only imagine what retirement looks like for her.

[niq]

Jan 27, 2013 19:15:37 GMT -5 explorer2001 said:

That sucks! How is it her taxes aren't escrowed in her mortage? Could you get that changed to avoid this in the future?

Once you reach a certain LTV  the lender will sometimes let you pay the taxes on your own. Or if you own the house outright and the "mortgage" is really a HELOC.

My mom did this last year with her HELOC, and then didn't read her f***ing mail on the subject because it was too depressing or something. It was sold at auction but in her state you can buy it back for up to a year ... at a 20% premium of the auction price. So basically she lit a five figure amount of money on fire. Good times. At least the sunk cost counts as a capital expense for when we go to sell the house.

(hug) I know this stuff is no fun at all.

[mollz007]

Wow, I'm sorry. She is lucky that she has you to help her out.

[bostonmichelle]

I'm sorry, at least you are a kind enough daughter and capable of helping her out. I hope she starts saving for taxes in the future.

[wanderlustmom]

I am sorry! you are such a kind daughter.

[smiley]

I'm sorry you are in this position. Luckily you can help her out this time. You sound like a great daughter.

[goaskalice]

That's not a good surprise. You're a great daughter.

[thedutchgirl]

I'm sorry to hear this. I agree with maybe seeing if she could simply escrow them with the mortgage company. I'd be afraid she isn't paying homeowners as well.

[RandZB]

Man. That is a really sucky situation.

[KaraOrNot]

I feel for you. My mom came to me a couple of years ago, in a very similar situation. I ended up giving her a couple thousand to get out of her immediate bind and than took over all of her finances. Like, I pay all her bills, set aside money for taxes, insurance, etc, and give her a weekly allowance for groceries. It sucks, but I like no longer having to worry about her losing her house or having enough money to buy groceries.

[kadams767]

I'm really sorry. I am in the same kind of situation with my own mother and it really is the worst. She's lucky to have you.

[Deleted]

I'm so sorry, CH. I'm glad you are able to help her out.

[Deleted]

Also I would look and see if there are any liens on the property you'll need to have removed when you do this.

[1confused1]

Oh wow, I am so sorry.

[Deleted]

Ugh, that sucks. She is lucky to have you to bail her out.