Should you always roll over your 401k when you go?

[upupandaway]

I left a job a few years ago to move abroad (thus not currently contributing to a new 401k, but a different retirement scheme in my new country) so haven't rolled it over. I could roll it over into my Roth for which there would be tax implications (I think) or directly roll it over into a new traditional IRA. I've also left it because I'm happy with the investment options in that old 401k, they are really low cost. Is there any reason I should roll it over or is it okay to leave it long term?

[OG Jo]

I'm curious about the answers to this as well. It's just sitting in the 401k run by my old company...

[ghost]

I know in our plan, after two years ourex-employees are forced out of the plan. I own the company. Ex-employess are forced out because the liability within the plan is then put on my company (very simply put of course)..I think you also want to move it. What if your former employer limits the plan or changes in some way?
Many of the financial companies will "keep you money in their plan" so to speak but open it in an a indivual plan. That is what we encourage our ex employees to do. It keeps all the options for them.

[mellymel]

I kept one of mine in a former employer's plan because it is continuing to outperform any other investment I have ever made. I plan to leave it there as long as it continues to perform this way long-term.

[Deleted]

I would roll over into an IRA to get more flexibility in investments. We have very limited choices in our plan.