Quick paperwork question

[jentervention]

We bought our home in January 2010. I still have all the paperwork - GFE, disclosure, etc. I know I need to keep everything we signed at closing. Can I let go of everything else?

[kaylie]

I might save the disclosure in case a major issue ever comes up? Not that you could prove that they knew about it, but you never know. I assume you're holding onto your HUD for tax purposes?

[jentervention]

I decided to keep everything related to the house purchase. I may not need it all, but we have plenty of room to store it. I put it all in one neat storage box.

[lmdbww]

I just shredded everything related to the purchase of our first home last week (about a week after we sold that house and moved into our second house). I actually found some of the information useful when we listed it for sale (some stuff on the original listing and seller's disclosure) so i'm glad that I kept everything.

[cgpm]

I'm saving all ours for now until I know for sure that I don't need it.

[jenni232323]

I'd save it - it's only a few extra papers, compared to all the closing docs.
We're refi'ing now 6 years in and there were a couple papers that I needed - one was in with the disclosure papers for me (not one we signed) that is saving us around $500 in refi closing costs. We needed a few others that were in the closing docs that we did sign too.