So. Homeowner's insurance.

[DotAndBuzz]

Got a quote from State Farm (we have other policies with them).  Holy $$$.  Not sure if that is just them in general, or the way our policy will have to be, but I'm looking elsewhere.  Just got off the phone w/ Nationwide and was transferred 3x before anyone could actually help me, despite the fact that I picked the "get a quote now" option from the initial menu.

Is it crazy to go with a big company here?  I've never used a local insurance company, but obviously I need to get this locked down in the next month.  Any good/bad/run like hell experiences with companies would be useful and appreciated. 

[looseseal]

I went from State Farm to a local company. First I had my coverage through Nationwide. Then I got a job with a company for which one branch was an insurance company. I switched to a salesperson with my current employer, and my coverage is through a company I hadn't heard of previously (Selective), but I still get good local service through the agent. And I save a lot over what I paid at State Farm.

[CurlyQ284]

I use Liberty Mutual. Price was OK and when I had a roof leak they paid me more than I needed to fix the roof and it was super easy, no problems.

[stephlove]

Do you or your husband work in education at all? We use MEEMIC insurance, and they have great rates.

You just have to work in an educational building. I'm a secretary at a university, and still qualify for it. I highly suggest them if you qualify.

[luckyval]

We switched to Erie from Nationwide recently. We only saved about $150 for the year. But rates went up across the board and particularly in nc

[kermit]

I went through an insurance broker and got great rates on car and home. 40% lower than quotes from Allstate and State Farm. Might be worth a try.