like I'm five health insurance question

[LoveTrains]

This is my first year on a health plan with a deductible. I have an HRA (health reimbursement account) that my employer funds for the amount of the deductible.

I had a doctor's appointment in October.

I paid nothing at appointment.

Doctor sends bill to insurance. Insurance adjusts it and I get the EOB that says I owe $208 to the provider.  $208 is automatically direct deposited into my checking account from my HRA.

Do I now wait for the provider to bill me for the $208? Do I call the provider and proactively offer it up?

[qwerty]

You will get a bill from your doctor for $208. You then send a check or pay by credit card.

[Deleted]

You will get a bill.

However, that is not how the HRAs work with the administrator we use.

Basically, everyone gets a debit card at the beginning of the plan year and can pay at the point of service, like at the pharmacy, or wait and get a bill from the dr. and fill in the cc info on the bill stub thing with the HRA card number etc, and the amount is deducted from the account. Or a person can pay the bill in full on their own, and submit a claim for reimbursement of the funds.

[LoveTrains]

Can I use my FSA to pay the $208? Probably not, right?

[pamela]

Nov 13, 2013 13:54:37 GMT -5 LoveTrains said:

Can I use my FSA to pay the $208? Probably not, right?

Not since you got a HRA reimbursement for it.  No double dipping.