Thanks to MM, I've...

[shortstax]

*finish the sentence*

Thanks to MM, I...

• have earned $20 in gift cards to amazon in the past 2 months by signing up for Swagbucks. I don't even know who referred me, even though it was only like 6 weeks ago.
• opened an ING savings account back in 2006 when their rate was AWESOME
• have become more confident at negotiating (whether for a raise or for buying a new car)
  

I could probably go on and on. What has MM taught you?

[shortstax]

Ps - this post is brought to you by that Cartwheel discussion down below. It made me realize there are a zillion things I would have never heard of if not for discussions on here

[orangeblossom]

Bought a Diva Cup
Joined Ebates
Joined cartwheel
Bought a Roku
Ditched cable

[Deleted]

-signed up for ebates and got $$$ back! I virtually always internet shop vs going to stores--I don't know why I waited so long!

-learned CC debt is not just "normal" way of life.

[rubytue]

Bought things I never thought I needed (I'm looking at you beautiful Kate Spade purse)

Started tracking my spending and learned what we were really spending.

[aurora]

have allowed myself to be regularly distracted from work.

Oh, and also tracked my spending (years ago) and tormented H by showing him all the detailed budget numbers.

ETA and learned that many people think I have horrible taste in shoes.  Whatever.  /flips hair and walks away with comfortable feet and non-painful knees

[shortstax]

Feb 24, 2014 12:42:02 GMT -5 jenny1980 said:

Bought a lot of shit I haven't needed

I forgot about that component. **shakes fist at The Suit**

[illgetthere]

learned the basics of retirement investing. We are going to max our Roths this year, and we are going to do it while NOT paying off the 3% student loan. I've also started questioning whether my next car is going to be a cash purchase or if we should get a non-retirement investment account.

[Deleted]

Signed up for a Upromise credit card that has earned me $985 towards my student loans in less than a year.

[Susie]

- opened a then-high interest savings account at fnbodirect.com. RIP, 5.05% interest rate in late 2007!
- opened an ING, now Capital One 360 savings account for my e-fund with referral bonus
- opened Roth IRAs for both of us
- increased our employer-sponsored retirement contributions
- started budgeting better using Mint
- shortened up my idea of an acceptable car loan term (from 5 years down to 3-4 max), and currently don't have one at all

on the other side of things…
- bought a Naked palette
- developed a Cole Haan habit

[cookies]

worn a Target tunic every weekend since purchase (and used Cartwheel to save money on it)

have searched Costco for the Matty M leggings and walked away disappointed every time I go

stopped worrying so much about low interest debt and made Roth contributions a priority

[pamela]

- convinced my husband to pull the plug on satellite/cable tv. Now I just have to fully convince myself. (Crazy since I rarely watch tv, but will miss the 6am saturday preschooler babysitter)
- converted an old rollover 401k to a Roth (and had appropriate taxes withheld)
- use a Diva cup

[mellymel]

started using Mint for budgeting and tracking spending

started an e-fund (waaaaay back when) with ING

began contributing more and more to retirement

cut cable (we got it back recently but lived without it for a long time)

paid off my car early

paid down CC debt

[agnes]

- joined ebates
- bought a Clarisonic
- upped my retirement contributions

[melmo1122]

-started Efund with ING back in the day
-joined ebates
-max retirement
-bought divacup
-cut the cable box in my bedroom (baby steps!)
-started using Mint to track everything

[sproutmd]

- Started using Mint to track spending
- Started an efund
- Joined eBates
- Joined Costco
- Usually stop here before Google, because MM knows all the things
I'm sure I'm forgetting something...

[Kore]

Made lots of awesome friends.

[rachelgreen]

- started using/tracking our spending through Mint
- built a big enough e-fund that covered our asses when we bought a fixer-upper in '10 and I was laid off 17 days later for nearly a year
- developed an UD eyeshadow obsession
- negotiated both my DH's and my job offers last year successfully
- started meal planning
- as soon as our next cable bill comes, we're cutting it! We made the deal to cut it after the Olympics. Hold me MM. Hold me.

[jene]

Started using Mint
Joined ebates
Joined costco
Bought a clarisonic
Started maxing retirement

[krisandgrace]

Feb 24, 2014 12:41:16 GMT -5 flygirl said:

-signed up for ebates and got $$$ back! I virtually always internet shop vs going to stores--I don't know why I waited so long!

-learned CC debt is not just "normal" way of life.

These things also a roth ira, have a car with out a loan and put money into savings.

[cajunmom]

Signed up for ebates and gotten $190 cash back since last May.

Started lusting after more expensive handbags and totes. Thanks a lot for that, by the way.

Opened ING accounts when the rates were high. Alas, no longer.

[sometimesrunner]

-maxed our retirement contributions
-developed expensive taste in travel and makeup
-bought a clarisonic, a luna cup, and a tempurpedic pillow
-signed up for the diamond class action lawsuit and got $189!
-signed up for Upromise
-signed up for Be the Match bone marrow registry
-started meal planning

[Deleted]

Feb 24, 2014 12:42:02 GMT -5 jenny1980 said:

Bought a lot of shit I haven't needed

Yep. Lol. Although I'm finally not tempted by most posts.

[msmerymac]

bought pantaloons

[Deleted]

Thanks to MM, I've -
 - Left an abusive/cheating marriage
 - Sucessfully lived on my own for the past year
 - Paid off debt
 - Discovered the wonder of a good blow dryer
 - Developed a Sephora habit
 - Been able to wear skirts again thanks to pantaloons
 - Learned to date
 - Been introduced to sushi
 - Discovered the wonders of TJ's
 - Been introduced to new ways of thinking and different lifestyles than I can see in my small town

[hbomdiggity]

Joined ebates
Wasted countless hours at work

[Deleted]

Feb 24, 2014 12:52:05 GMT -5 pamela said:

- convinced my husband to pull the plug on satellite/cable tv. Now I just have to fully convince myself. (Crazy since I rarely watch tv, but will miss the 6am saturday preschooler babysitter)
- converted an old rollover 401k to a Roth (and had appropriate taxes withheld)
- use a Diva cup

Netflix has a billion kids shows though.

[rbp]

Maxed out my 403(b) since the first day of my job. (After 18 months, my balance is $39K!  <))

[mesop]

Tried ebates, bought umbrella insurance, got serious about retirement savings, thought paying off mortgage before kids hit college was a good idea but am rethinking that now, got motivated to chip away at college savings, think started buying boden

[gogreengowhite]

Opened a Roth IRA

Will have 1x my salary in retirement by 30 (unless I land this new job with a 20% pay increase)

Have all 3 Naked Pallets

Know the things to say and not to say in an interview

There are so many more things that I can't think of. This place really is a wealth of knowledge.