Yes it is. Had we not had someone able and willing to bail us out we would have had to declare bankruptcy over medical debt despite being insured by a plan that met ACA minimum requirements.
I'm sorry you went through all of that. I agree our system is absurd.
Single payer would solve most of the out-of-network problems. It would also save doctors a lot of money running billing.
I have employer provided insurance so I do not qualify for the exchange. I just have to pay like crazy. I'm hardly the only one.
We need to go farther.
I feel really bad for people in your situation. I really do. It's a glaring hole in Obamacare, but one that probably could have been patched with a public option. I know you're not one of these people, but I wonder how many folks are getting screwed because of how scared they were of death panels and socialism when really, a public option was just a way for the feds to put downward pressure on the market.
I'm a fan of death panels.
Does that make me pro-death? It would make a catchy bumper sticker.