Arrange these in the order that you'd get rid of them.

[crashgizmo]

Of the things that apply to me, I'd cut:

cable
cars
organic groceries
clothing
mani/pedi
Prime

I would really have a hard time cutting a housekeeper, travel, and going out to eat. But I would do that before cutting 401K or Emergency Savings.

[heyrebekah]

Oooh, fun!


Emergency savings / Other savings (I assume this means give up contributing, and we're pretty set)
Hairdresser - blowouts (I only go once or twice a year)
Organic groceries
More cars than meets your household's minimum requirement for necessity
Leisure travel
Going out to eat
Netflix / Hulu / VOD
401(K) contributions
Disposable toilet paper (lol)
High-speed internet (NEVER!!)

I do not have:
Housekeeper
Cable TV
Amazon Prime membership
Nanny/around the clock and/or live in childcare
Private school
Doggy daycare
College savings
Subscription boxes
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories
Manicure/pedicure

[Deleted]

These are the only things on the list I have now and are in the order of what gets axed first:

Makeup
Clothes
Going out to eat
Other savings
Cable
Haircut
College savings
Internet
Emergency savings
Toilet paper
401K

[Pom]

We don't have kids or a dog, so that puts us ahead in this game right? LOL.

Things we DO have/Enjoy:
Housekeeper
Cable TV
High-speed internet
More cars than meets your household's minimum requirement for necessity
Organic groceries
High-end clothing and accessories
Disposable toilet paper (lol)
Leisure travel
Hairdresser- LOW END
Manicure/pedicure
Going out to eat
Emergency savings
Other savings
401(K) contributions

Things I'd be willing to cut (in a dire emergency):
Luxury goods
Organic/High end grocery stuff
Mani/Pedi
Travel
Cut back on eating out.
Housekeeper
Vacation Home

[Mimi]

More cars than meets your household's minimum requirement for necessity
Subscription boxes
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories
Hairdresser - blowouts
Manicure/pedicure
Doggy daycare
Housekeeper
Nanny/around the clock and/or live in childcare
Cable TV
Netflix / Hulu / VOD
Organic groceries
Amazon Prime membership
Going out to eat
Disposable toilet paper (lol)
High-speed internet
Leisure travel
Private school
College savings
Other savings
401(K) contributions
Emergency savings

[anna7602]

I WAH, so high-speed internet is non-negotiable for me. 

I'd cut almost anything else if financially necessary, but I really, really, really like organic groceries, a housekeeper and having access to childcare and would cut those last. I would probably take money FROM savings to keep going with those things if we were experiencing a temporary hurdle, particularly since a nanny & housekeeper would allow me to focus more on working and making money. 

[countthestars]

Starting with cut first:
Manicure/pedicure
Hairdresser - blowouts
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories
Organic groceries
Amazon Prime membership
Housekeeper
Cable TV
College savings
Other savings
High-speed internet
Leisure travel
Going out to eat
Emergency savings
401(K) contributions
Disposable toilet paper (lol)

Don't have:
Doggy daycare
Subscription boxes
Netflix / Hulu / VOD
Nanny/around the clock and/or live in childcare
Private school
More cars than meets your household's minimum requirement for necessity

[scout8]

Manicure/pedicure
Netflix / Hulu / VOD
Cable TV
Organic groceries
Emergency savings
Other savings
High-speed internet
Going out to eat
Leisure travel
Hairdresser
Housekeeper
401(K) contributions
Disposable toilet paper (lol)

[oswin]

Everything listed in order of things I want least to most.

Things I have that I would cut:
Leisure travel
More cars than meets your household's minimum requirement for necessity
Organic groceries
Housekeeper
Going out to eat
College savings
Emergency savings
Other savings
High-speed internet
401(K) contributions
Amazon Prime membership
Disposable toilet paper (lol)



Things I don't have:
Cable TV
Netflix / Hulu / VOD
Nanny/around the clock and/or live in childcare
Private school (n/a)

Things I don't want:
Hairdresser - blowouts
Manicure/pedicure
Subscription boxes
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories
Doggy daycare (n/a)

[aurora]

Only considering those not related to kids (since we don't have any):

More cars than meets your household's minimum requirement for necessity - meaning I'm keeping 2 cars for the 2 of us (I list this first because it's the biggest expense)
High-end makeup (dept. store vs. drugstore, say) - I don't wear makeup
Manicure/pedicure - I hate manis/pedis so it's not hard to "give them up"
Subscription boxes - not actually sure what this is
Cable TV - we don't have cable anyway
High-end clothing and accessories - I don't think any of my clothes count as high-end anyway
Doggy daycare - our jobs are flexible enough and we spend enough time outdoors that this is more of a want than a need
Housekeeper - we actually don't have one at the moment so I guess that indicates it's lower priority than the other things below, but we are planning to get one soon
Hairdresser - though I only get my hair cut every ~9 months anyway
Amazon Prime membership - just got this for the first time last month
Netflix / Hulu / VOD - here's where things would actually start to hurt
Other savings
Organic groceries
Going out to eat
Leisure travel
High-speed internet - we lived without this at home for a year back in 2004ish.  I still don't know how we did it.
401(K) contributions
Emergency savings - prioritized more than retirement because it could impact me sooner
Disposable toilet paper (lol) - because if we get to the point where we can't afford TP anymore there are some other issues going on!

[boston340]

Great exercise!

First things to cut:
Leisure travel
Cable TV
More cars than meets your household's minimum requirement for necessity
Organic groceries
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories
Hairdresser
Going out to eat
Housekeeper
Other savings
401(K) contributions
Emergency savings
Disposable toilet paper

Doesn't apply to me:
High-speed internet (we just use internet on our phones/hot spot when at home)
Netflix / Hulu / VOD
Nanny/around the clock and/or live in childcare
Private school
Subscription boxes
Amazon Prime membership (I get a free one at work)
College savings
Doggy daycare
Manicure/pedicure

[Deleted]

Of the ones that apply:

Cable TV
Amazon Prime membership
Going out to eat
Netflix / Hulu / VOD
High-speed internet
Other savings
401(K) contributions
Emergency savings
Disposable toilet paper (lol)

[niq]

Is the toilet paper thing some sort of inside joke?

Of the things I have/do today:
Other savings
College savings
Leisure travel
Amazon Prime membership
Cable TV
High-end makeup (dept. store vs. drugstore, say)
Manicure/pedicure
Hairdresser - blowouts/hilights
Going out to eat
Netflix / Hulu / VOD
High-speed internet
401(K) contributions

Of the things I don't have but want, here they are from most wanted to least:
MOAR TRAVEL
High-end clothing and accessories
Housekeeper
More cars than meets your household's minimum requirement for necessity
Organic groceries
Nanny/around the clock and/or live in childcare
Private school (would rather just move to the neighborhood with the good public HS)

[Velvetshady]

These are in first we'd cut to last order.

Don't have now and would cut if had:
Subscription boxes
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories
Amazon Prime membership
Hairdresser - blowouts
Manicure/pedicure

Cut:
Netflix / Hulu / VOD
Cable TV
More cars than meets your household's minimum requirement for necessity (this is my DH's main hobby, may cut 1-2 but not all unless we were at risk of not paying basic bills)
Organic groceries
Going out to eat (we have cut done to 1 a month or every other month already--cutting more would be hard for us)
Other savings

Don't have now but wouldn't cut if we had it:
Housekeeper

You can attempt to pry it from my cold, dead hands if you aren't afraid of me haunting you forever:
High-speed internet
Disposable toilet paper
Emergency savings
401(K) contributions
Leisure travel

[h]

Don't have:
Doggy daycare
Subscription boxes
Extraneous cars
Round the clock childcare/nanny (nanny is here 14 hours a week while I do paid work, so I assume that doesn't count)
Blowouts (I do get regular cuts and highlights, though)

Of those remaining, I would cut in this order:
Amazon Prime
High end makeup
Pedicures (I get them rarely as is and never do manis)
High end clothes/accessories (most of my clothes are not high end as it is)
Cable
Netflix
Organic groceries
Other savings (we have pretty strong savings as is, so I would feel okay foregoing non-retirement/college savings for a while)
Going out to eat
Leisure travel
College savings
Private school (our public schools are not acceptable, IMO--I would feel very differently about this if we lived elsewhere)
401(k) contributions
Emergency savings

I am not including high-speed internet because getting rid of it would cost me my job, so it will never make financial sense to do so as long as I am working.

Eating out and leisure travel are tough for me to place in the order of priority, because scaling them way back would be one of my first ways to reduce costs, but eliminating them completely (which is what I assume you mean) would be much more difficult. Same with nice clothes and stuff like salon services. I would cut way back, but wouldn't vow never to get another pedicure unless things were really desperate.

[h]

Forgot to include disposable toilet paper. My honest answer is that if we were living so close to the edge that we couldn't afford toilet paper, we would likely ask my parents or ILs for money. My parents have always told all their kids that if we are ever in a position where we cannot pay for food, shelter, or medical care, they will cover us. I feel like toilet paper must be included in that.

[WinterWine]

This is fun in a ridiculously nerdy way We don't have a lot of the items that are on here already.  I would continue to buy Organic when possible as long as the price difference isn't exorbitant - H would rather cut that and keep his toy car.  We both prioritize travel over additional savings as we have comfortable savings already, but retirement is the one thing I really would not change unless in dire straights.

Would cut in this order:
Going out to eat
High-end clothing and accessories
High-end makeup (dept. store vs. drugstore, say)
More cars than meets your household's minimum requirement for necessity
- H would disagree with this one being here, but I'm the one answering - he has a fun car that he only drives when it's sunny
Netflix
High-speed internet
Organic groceries
Other savings
Leisure travel
Emergency savings
401(K) contributions
Disposable toilet paper (lol)


Things we do not have/do:
Housekeeper
Cable TV
Nanny/around the clock and/or live in childcare
Private school
Subscription boxes
Hairdresser - blowouts
Manicure/pedicure
Doggy daycare
College savings - no kids yet
Amazon Prime membership

[M]

I don't have kids so those things don't apply to me but....

Things I don't currently have/do and would obviously cut first:
Amazon Prime membership
Netflix / Hulu / VOD
Subscription boxes
Manicure/pedicure
Organic groceries
Doggy daycare
Hairdresser
Cable TV
Housekeeper

Things I hardly do now anyways:
Going out to eat
Leisure travel

Then:
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories - and shoes and handbags
More cars than meets your household's minimum requirement for necessity - what can I say? I love cars lol
Emergency savings
Other savings

Would not cut:
High-speed internet - need for work
Disposable toilet paper (lol)
retirement contributions

[Deleted]

CUT THE FOLLOWING  RIGHT NOW

More cars than meets your household's minimum requirement for necessity

Subscription boxes

Leisure travel
Hairdresser - blowouts #4
Manicure/pedicure

Amazon Prime membership #2
High-end makeup (dept. store vs. drugstore, say

Housekeeper

Doggy daycare

Netflix / Hulu / VOD

KEEP

College savings
Emergency savings
Other savings
401(K) contributions
Disposable toilet paper

SCALE BACK
Cable TV
High-speed internet
Nanny/around the clock and/or live in childcare

Going out to eat

Normally I'd say get rid of, but all work and no play makes people CRAZY.  If you have cable, dial it back to basic and if you have cable, no need for Netflix.  Watch what ever they are showing!

WHY DO YOU HAVE?

Private school
Organic groceries # -
High-end clothing and accessories

Sorry, but as I look at this list, I see people I know who are snobs .  THATS JUST PEOPLE I KNOW..I AM NOT CALLING YOU A SNOB.   Personally, If I had to save money, they would go in the first category, get rid of right now.

[genet313]

Things I Could Easily Cut:
Housekeeper (i reserve the right to revise this if we move into a house instead of my easily cleaned 900 sq ft apt)
More cars than meets your household's minimum requirement for necessity
High-end makeup (dept. store vs. drugstore, say)
Doggy daycare (no pets)
Amazon Prime membership
Hairdresser - blowouts (easy to cut blowouts, I'd still need at least a haircut every few months)
Manicure/pedicure (would cut back definitely, but still need a pedicure regularly in the summer.  winter i go without)
Leisure travel
High-end clothing and accessories (though this would upset me)
Netflix / Hulu / VOD
Emergency savings (we just have a big pot, no segregated funds)
Subscription boxes (I don't know what this is, so prob easy to cut


If I Absolutely Had To:
Nanny/around the clock and/or live in childcare (don't have, but prob will soon)
Private school (don't have it, but i might have it)

Never:
Cable TV
High-speed internet
Organic groceries
Disposable toilet paper (lol)
Going out to eat
College savings (don't have yet, but we probably will (FX)
401(K) contributions
Other savings

[MixedBerryJam]

The order in which I would cut things:
Amazon Prime membership
Cable TV
High-speed internet
Organic groceries
High-end clothing and accessories
Hairdresser - blowouts
Leisure travel
Going out to eat
Other savings
Emergency savings
College savings
401(K) contributions
Disposable toilet paper (lol)
Private school


Since I'm retired, I don't actually formally contribute to 401(k) and other savings on a regular basis, but if I had to dip in to savings to get over a rough patch, that is the order I would dip into them. I would dip into savings to pay for toilet paper. And I would wipe my ass on newsprint to keep my kids in their schools of choice.

These don't apply:
Housekeeper
Netflix / Hulu / VOD
Nanny/around the clock and/or live in childcare
More cars than meets your household's minimum requirement for necessity
Subscription boxes
High-end makeup (dept. store vs. drugstore, say)
Manicure/pedicure
Doggy daycare


[/quote]

[mbcdefg]

Subscription boxes
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories
Housekeeper
Doggy daycare (assuming I had a dog)
Manicure/pedicure
More cars than meets your household's minimum requirement for necessity
Organic groceries
Netflix / Hulu / VOD
Nanny/around the clock and/or live in childcare
Cable TV
High-speed internet
Hairdresser - blowouts
Private school
Leisure travel
Amazon Prime membership
Going out to eat
College savings
Other savings
401(K) contributions
Emergency savings
Disposable toilet paper

[Deleted]

Housekeeper (dont have one now so thats easy)
More cars than needed
subscription boxes
nanny/around the clock/live-in care
manicure/pedicure
high-end makeup
high-end clothes
leisure travel
hairdresser - blowouts
going out to eat
organic groceries
private school
doggie daycare
cable tv
netflix/hulu
high speed internet
amazon prime
college savings
other savings
emergency savings
401(k) contributions
disposable toilet paper

ETA: oh I did the whole list.  Some of those dont apply to me but I acted as if the whole list did lol. I don't buy high-end makeup or clothes now but I could cut the budget of what I DO spend there, for example.

[Deleted]

In order they would be cut:
High-end clothing and accessories (not really a cut since I have one high-end pair of shoes and one high-end purse)
Manicure/pedicure (only go 1-2 times per year so, again, not really a cut)
Organic groceries
High-end makeup (dept. store vs. drugstore, say)
Hairdresser - blowouts
Emergency savings
Going out to eat
Amazon Prime membership
Netflix / Hulu / VOD
Leisure travel
College savings
Other savings
High-speed internet
401(K) contributions
Disposable toilet paper (lol)

Does not apply:
Housekeeper
Nanny/around the clock and/or live in childcare
Private school
More cars than meets your household's minimum requirement for necessity

Subscription boxes
Doggy daycare
Cable TV

[charlotteandwilbur]

I got rid of the things we don't have.

Cable TV
Manicure/pedicure
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories
Netflix / Hulu / VOD
Organic groceries
Amazon prime
Leisure travel
Housekeeper
Going out to eat
High-speed internet
College savings
Other savings
401K 
Disposable toilet paper

[dottyblue]

Interesting!

I would cut, in this order:
Cable TV
Amazon Prime membership
Emergency savings (we're good on this)
Other savings
Going out to eat
Organic groceries
Hairdresser - blowouts
Netflix / Hulu / VOD
College savings
401(K) contributions
Disposable toilet paper (lol)
High-speed internet - must have for my job.

I do not have:
Housekeeper
Nanny/around the clock and/or live in childcare
Private school
More cars than meets your household's minimum requirement for necessity
Subscription boxes
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories
Leisure travel
Manicure/pedicure
Doggy daycare

[aurora]

Jul 30, 2014 12:35:54 GMT -5 niq said:

Is the toilet paper thing some sort of inside joke?
...

Yes.  We've had both "family cloth" discussions (re-usable, washable TP) and rolling-your-own TP discussions on here.  I still don't quite get how roll-your-own is a big money saver, or frankly even what it entails.

[cajunmom]

Amazon Prime Membership
Hairdresser
Netflix
College Savings
Leisure Travel
Other Savings
401(k) contributions
Cable TV
High-speed internet
Going out to eat
Organic groceries
Emergency savings
Disposable toilet paper

[BeagleMama]

Cable TV
High-speed internet
Going out to eat
Leisure travel
Netflix / Hulu / VOD
Disposable toilet paper 
Hairdresser - I am 31 with nearly completely gray hair, it's as essential as the electricity bill 
Other savings
401(K) contributions

Don't have/spend money on:
Emergency savings - ours is fully funded
College savings
Amazon Prime membership
Housekeeper
Doggy daycare
Manicure/pedicure
Organic groceries
Subscription boxes
High-end makeup (dept. store vs. drugstore, say)
High-end clothing and accessories
Nanny/around the clock and/or live in childcare
Private school
More cars than meets your household's minimum requirement for necessity

[abramos]

What I would cut out (in order):
Cable TV
CSA box
Organic food/groceries
Mani/pedis (have them every other month)
hair cut/color-go to a more affordable salon (like Ulta). I only get my hair done 3x/year
Blow outs-I get these once a month
Make up (both drug store and
Clothes-high end (Nordstrom's)
gold prospecting stuff (for DH)
selling one of our cars (all are paid off and 10+ yrs old)
pet sitter (have a friend do it)


Non negotiable:
housecleaner
travel-we do not do extensive travel but we do enjoy our road trips!