I guess I just feel bad for you AND him. You are definitely going to have your vehicle replaced by insurance, but to force someone to potentially lose a home over some extra out of pocket expenses seems a tad excessive (I can already feel the flames coming LOL). Unfortunately, in car accidents there is really no possible way to bring everyone out entirely whole, even when you are the victim. I just feel like that is the risk we take as car owners (and yes, I have been the victim of several accidents and know how shitty it is).
I guess I just feel bad for you AND him. You are definitely going to have your vehicle replaced by insurance, but to force someone to potentially lose a home over some extra out of pocket expenses seems a tad excessive (I can already feel the flames coming LOL). Unfortunately, in car accidents there is really no possible way to bring everyone out entirely whole, even when you are the victim. I just feel like that is the risk we take as car owners (and yes, I have been the victim of several accidents and know how shitty it is).
He is LYING and taking no responsibility. Why do you feel bad? It's on film!! And White Ghandi, and a yurt! (whatever that is).
to clarify, I would pursue it with him for sure! But to the extent of forcing a sale of his home? no.
I guess I just feel bad for you AND him. You are definitely going to have your vehicle replaced by insurance, but to force someone to potentially lose a home over some extra out of pocket expenses seems a tad excessive (I can already feel the flames coming LOL). Unfortunately, in car accidents there is really no possible way to bring everyone out entirely whole, even when you are the victim. I just feel like that is the risk we take as car owners (and yes, I have been the victim of several accidents and know how shitty it is).
Then he should have taken out the appropriate amount of insurance to protect himself in this type of situation.
That's the entire point of insurance.
If I hit someone without adequate coverage and they ended up with $200k in medical bills, you can bet they would come after my assets*.
*which consist of Uggs and a few Coach bags.
In the instance of bodily injury I would say take him down! But for things that can be replaced? No.
I mean, to make him sell a home so you can have a $10,000/month replacement car for a few months? it sounds outlandish even if it is law.
I guess I just feel bad for you AND him. You are definitely going to have your vehicle replaced by insurance, but to force someone to potentially lose a home over some extra out of pocket expenses seems a tad excessive (I can already feel the flames coming LOL). Unfortunately, in car accidents there is really no possible way to bring everyone out entirely whole, even when you are the victim. I just feel like that is the risk we take as car owners (and yes, I have been the victim of several accidents and know how shitty it is).
He took a risk being severely underinsured, especially for someone driving recklessly.
If this was some apologetic, taking responsibility, just unlucky doofus who felt bad and who was working with you to make it right, I'd personally feel inclined to be a little more lenient.
But this asshole who is a lying liar who lies, and is evading you and making things difficult? Nope. No mercy.
I guess I just feel bad for you AND him. You are definitely going to have your vehicle replaced by insurance, but to force someone to potentially lose a home over some extra out of pocket expenses seems a tad excessive (I can already feel the flames coming LOL). Unfortunately, in car accidents there is really no possible way to bring everyone out entirely whole, even when you are the victim. I just feel like that is the risk we take as car owners (and yes, I have been the victim of several accidents and know how shitty it is).
Did you miss where elle said that normally she wouldn't want to go after someone's house? That she would have been happy taking his Harley and calling it a day?
She's only pursuing this because he's being a lying, hypocritical ASSHOLE.
No no no. I move a lot but when I live in Virginia I still have my same old ass Toyota but I have to raise my limits to cover the abundance of nice cars. For cases like this! The kind of car Elle's DH drives is irrelevant.
And plus also, this guy comes from money. And plus he's being a dick.
If I caused an accident I would cry apologizing because I'd feel so bad and I'm not even an inspirational speaker specializing in taking responsibility, nor am I White Ghandi.
True story: We had a client who was hit in an accident. Guy's insurance was $100K. Our client had $100K in medicals in the first week of his hospitalization. He went to a PI paper-pushing firm who settled for the policy limits of $100K, took their fees and the rest was subrogated to the insurance company. Our client would have gotten $0 for something he would have been able to do himself without paying $33K in legal fees. So we took the case. We went after the tortfeasor, got the policy limits and found he had assets: a house, savings, etc. and settled for an additional $20K on top of that. Then we spent four years (all the way to the state Supreme Court) fighting the insurance company over subrogation, saying the client should be made whole before the insurance company got a dime. (We won, btw.) I almost felt bad for the guy, but he did cause some major damage, to this gentleman and to his daughter as well.
So, I say this guy was careless and reckless and severely underinsured; he caused your DH and your pup injuries and he needs to pay as he can easily afford to do so. He has plenty of assets, the ability to pay, the ability to recover financially, and the arrogance to drive underinsured, wearing headphones and be an egotistical, privileged asshole. You have plenty of avenues to recover, and you should get every penny to which you are entitled and he can afford.
That case I referenced above was fourteen years ago. $100K wasn't enough even then. I would not carry less than $300K now because of it. I carry a higher deductible to make up for the extra dollars it costs. It's worth it to me because of some of the cases I saw.
Here it means your insurance company is the only one you deal with, no matter who's at fault.
Well, in AMERICA you can still seek to recover additional damages though......
Either way Elle isn't in a no-fault state, but even if she was this guy wouldn't just get out of paying for certain things if she had a case to recover more than his insurance covered.
Yes, I am naive, but not dumb. That's why I said province. You cannot sue here.
BUT, regardless. I say protect yourself but a touch of kindness goes a long way and 'teaching someone a lesson' just isn't something I would pursue personally. The question is WWYD, so I answered that. I get it, it's not the popular (or necessarily right) thing to do but that's just my thoughts on it.
Yes, I am naive, but not dumb. That's why I said province. You cannot sue here.
BUT, regardless. I say protect yourself but a touch of kindness goes a long way and 'teaching someone a lesson' just isn't something I would pursue personally. The question is WWYD, so I answered that. I get it, it's not the popular (or necessarily right) thing to do but that's just my thoughts on it.
So Elle should show kindness while White Ghandi acts like a total dick?
lolololololololololololololololol
I don't believe for a second that if your life was going to be affected by an under-insured and very much at-fault driver that you would be all zentastic about it.
Actually, I've been there. My parked car was side swiped by a neighbours granddaughter in Palm Springs. She denied it, wouldn't answer my calls and eventually we had to tell her grandmother (we had witnesses as well). The granddaughter was homeless, living in her car with her boyfriend and couldn't pay for her own lunch. So yes, I paid for it. Could I have forced it? Made wealthy grandma pay? yes, I could. But I felt bad for her and sometimes you just get handed these things in life so I moved on.
Well, in AMERICA you can still seek to recover additional damages though......
Either way Elle isn't in a no-fault state, but even if she was this guy wouldn't just get out of paying for certain things if she had a case to recover more than his insurance covered.
Yes, I am naive, but not dumb. That's why I said province. You cannot sue here.
BUT, regardless. I say protect yourself but a touch of kindness goes a long way and 'teaching someone a lesson' just isn't something I would pursue personally. The question is WWYD, so I answered that. I get it, it's not the popular (or necessarily right) thing to do but that's just my thoughts on it.
I don't think you are naive and dumb, but you can share what you would do without implying that Elle is being petty, or that your method would have some sort of more profound impact on this man's moral compass, because you know it wont. Elle has already stated she feels sort of icky about the whole thing so your statements felt a bit condescendingly tralala for this particular topic.
What $100k car costs $10k p/m to rent? (Genuinely curious!)
Also, yes, file for all your losses. I'm a lawyer in the UK and I know that whilst judgements concerning foreign assets are made, they can be difficult to enforce.