Luibot - finances

[explorer2001]

While you have this breather, try to save up at least a small emergency fund ($500-$1000) to start. Then when you make a budget put something into it even if its only $5 a month. Then you have a cushion for the next time this happens.

[gozf]

:Y:

[starburst604]

This is great advice.

[liubotflittyfud]

Thank you! I'm trying, really really trying. I am in the midst of declaring bankruptcy but it's tough to get the money together to pay my attorney. So, little by little. The reason I bounced my rent check was because they were going to turn off my electricity. I kind of need that, so...yeah. I do what I can. No extras, never eat out, barely drink and when I do J buys a case of beer that ends up lasting us a month. I drive 40 minutes to work one way, and that's where a lot of my money goes. I have a fuel efficient car, but it's really still quite hard.

Thank you. I have my bills programmed out of my online banking and I'm seriously budgeted to a T.