Does your insurance cover massages?

[meltoine]

No, but we do get significantly discounted massages through the fitness center at H's work. I pay $35/hr. The going rate elsewhere is $85-$125/hr.

[anna7602]

Yes, as part of physical therapy. The two times I was pregnant and needed PT (once because pregnancy aggravated a pre-existing back injury and the other time because I had diastisis recti), massage was part of the therapy and insurance covered it at 80%.

I also went to see a rolfer about the back injury back in the day and insurance covered a large part of that after I met my deductible. You might look into rolfing for your chronic issues (google it).

[niq]

Yes but you need a prescription, the provider network is limited, and there's a copay of $35 or so.

I think msniq's covers them no questions asked with a $15 copay. (I'm not on her insurance because they have a free riding spouse penalty)

In both cases there some limit, I think 26 per year.

[momin2013]

Yes. I think we each have a limit of like $800/yr. or so, but we can go anywhere, anytime, as long as the massage is done by a RMT. No other restrictions, no referral, etc. required. But neither of us have ever gone; crazy, I know. I need to get on that.

[pooh8402]

Yep! $20 copay until I met my deductible, then it was completely free, up to 40/plan year. And I took full advantage while pregnant. I went through my chiro.

[bowies]

Yes.*

* I have a HDHP now so I'd pay OOP for a while. But they are considered a medical expense if I get one through a chiropractor or PT office so they'd count against the deductible. 12/year are covered if there's a medical reason for it - chronic shoulder pain would be covered under my plan since that is a diagnosis.

[rxbeth]

Yes. We eat have extended benefits and I think up to $350/year/person/benefit. I try to go monthly because my neck and shoulders are jacked.

[itsme]

I pay a $5 copay whether it's 30 mins or an hour massage for 12 visits per year.