What is your Homeowner Ins Deductible?

[katespade]

For those on the app:

<$500
$500
$1,000
$2,000
$3,000
$4,000
$5,000
>$5,000


Bonus points if you're willing to post how much your premium is and/or who your insurance company is.

[amaranth]

We have whatever division of progressive does homes. It's just over a thousand per year, but I can't recall the coverage limits. I think the house is covered for a total loss at 460k. We don't have flood coverage as our state isn't elligble.

Our deductible is $1000 for house damage, and another $1000 for personal property. So foreseeably in a bad event we'd be out 2k.

[MrsMB]

We have $1,000 deductible through Farm Bureau. We pay everything (mortgage, tax, and insurance) together in our escrow payment each month. The insurance is $697/year for our 1,876 sq. feet property (built in 2014) on 1.3 acres out in the sticks

[illgetthere]

SS- 1% of home value.

[HoneySpider]

When we owned I believe our deductible was $1k but I could be wrong. Our homeowners insurance was cheap (less than $500/year) but because of where we were, we were required to have windstorm insurance also and that was another $1k or so. We had Allstate.

[ewall]

$1,000 (I think)

We pay $1,200/year for State Farm.

[awick14]

Our deductible is $1000 I believe. We pay $95/ month. (Which includes us having extra insurance on a rental suite in the basement.)