Credit Card Hacked

[Deleted]

Boo.

I got a call this morning from Saks (of all places) asking to confirm a shipping address. Turns out that someone stole my credit card number and bought a shit ton of perfume.

While I'm glad that it was caught early, I'm a little nervous about how they would have got my card number. I've only used it for wedding vendors, cable and concert tickets.

Any suggestions for preventing this from happening again?

TIA!

[nicoliae]

I've used a virtual credit card number before (Citi offers this). I use it when I'm ordering from sketchy/new places online.

[Deleted]

ALSO- does anyone know if the card being cancelled will impact my credit score? It was the my oldest card.

[marriedfilingjoint]

No impact on your credit score. Your account will be the same, they just send you a new card with new numbers.

[LoveTrains]

Aug 27, 2012 13:26:56 GMT -5 @amoosed said:

ALSO- does anyone know if the card being cancelled will impact my credit score? It was the my oldest card.

You don't actually cancel the account - they just send you a new card with a new number on it.

[Deleted]

Thanks! I wasn't sure how that worked.

[cahabalily]

Mine was used in London a year or so ago to buy (or try to buy) train tickets. No clue how they got the number, I hadn't been overseas in a few years, but CapitalOne was fantastic. The transaction was refused either way, but they called me anyway to make sure it wasn't me over there. They cancelled the card and sent me a new one.

I haven't had any issues since.