Hypothetical--BF moving in with you

[Deleted]

You own a house. Your mortgage is $1200 a month plus utilities.
Your boyfriend suggests he move in with you to "save money" since he's at your place all the time.
How much would you charge him in rent?

[SJ]

$600? How much is he paying now?

[aspentosh]

Sharing the bedroom? Any other roommates? How much extra space is he taking up (man cave, etc)?

[honeybee]

If your living together as significant others... I'd do it based on % of income, assuming your sharing utilities & groceries as well.

[ECB]

If he makes more than you, I'd probably charge 1/2. If he makes less, then I'd do more of a % of incomes.

[ddi741]

I wouldn't charge him anything, I would combine our finances. Income, expesenses etc.

[Deleted]

He is paying approx $600 now--but doesn't work. He is a FT student.

[Deleted]

My H moved in with me before we got engaged. I made a lot more money than him, so we basically split the household bills based on our income. Half of my mortgage would have been a lot more than what he had been paying in rent.

[nicoliae]

I'd be lax and let him slide with $300-400 then.

[80sjunkie]

Also consider that your utilities will go up, perhaps significantly. I would charge some amount that would lower his housing expenses a bit so that might be less than half or half including all utilities. Ask him what he thinks is a fair amount after you tell him what you spend in total.

[countthestars]

Probably $300-$400 plus groceries.

[mrshandy]

We split it 50/50 when DH moved in with me.

[sillygoosegirl]

I wouldn't let him move in. I've seen it go all kinds of bad when couples move in together to save money, rather than because they are ready to take that step in their relationship.

[Deleted]

Thank you for the replies-I wanted to see what others thought before I posted why I was asking.
This is a friend of mine who makes HORRIBLE decisions when it comes to men. This dude just accused her not more than 3 months ago of cheating on him and now he wants to move in??? He suggested he pay $200 plus 1/2 of groceries...because that benefits both of them. IMO, he should be paying $350-400 plus groceries. If he' paying $600 now (for a tiny studio), he's still saving money and she will have to pay some additional utilities so netting around ~$300, which at 1/4 of her mortgage still tilts the benefit in his direction.
Or not move in at all is the better suggestion!

[Deleted]

Sounds like this guy wants to be her male prostitute in exchange for the rest of half the mortgage. Pay half or get out, IMO. And yes, half the mortgage *and* half the utilities.

[Deleted]

I would not be making a decision about moving in together so my bf could "save money".

[isabel]

Aug 28, 2012 9:15:48 GMT -5 sillygoosegirl said:

I wouldn't let him move in. I've seen it go all kinds of bad when couples move in together to save money, rather than because they are ready to take that step in their relationship.

I'm on this train. Nothing good ever came of moving in to save money.

[mrssandro]

DH and I did a 50/50 split before we where married. (Rent and Utilities)

[heyrebekah]

I don't think "saving money" is ever a good reason to move in with someone. It's a nice perk, but if that's your main reason it's not worth it.

[Deleted]

Aug 28, 2012 9:17:19 GMT -5 flygirl said:

Thank you for the replies-I wanted to see what others thought before I posted why I was asking.
This is a friend of mine who makes HORRIBLE decisions when it comes to men. This dude just accused her not more than 3 months ago of cheating on him and now he wants to move in??? He suggested he pay $200 plus 1/2 of groceries...because that benefits both of them. IMO, he should be paying $350-400 plus groceries. If he' paying $600 now (for a tiny studio), he's still saving money and she will have to pay some additional utilities so netting around ~$300, which at 1/4 of her mortgage still tilts the benefit in his direction.
Or not move in at all is the better suggestion!

LOL! $200??

[Deleted]

$400 plus half of groceries and he better be cleaning and cooking too!

[statlerwaldorf]

Aug 28, 2012 9:15:48 GMT -5 sillygoosegirl said:

I wouldn't let him move in. I've seen it go all kinds of bad when couples move in together to save money, rather than because they are ready to take that step in their relationship.

I agree with this. And in most cases at least one of them ended screwed up financially when they broke up.

When DH and I first lived together, we combined finances. He made a little more than me. He would pay rent and I would pay most of the utilities. It wasn't completely 50/50, but a lot closer than the $200 this guy is proposing.

[satama]

I would split everything unless we were making a long term commitment (like figure engagement expected), then I would combine finances. He sounds like a freeloader.

[AAM2012]

Her electric and water will go up ...$200 will probably barely cover that. I'd tell this guy to take a hike!!

[thegooser]

If my boyfriend tried to offer me $200 rent under those circumstances I would dump him for having poor character.

Yikes.

[MadamePresident]

Aug 28, 2012 8:55:43 GMT -5 ddi741 said:

I wouldn't charge him anything, I would combine our finances. Income, expesenses etc.

I hope you're being faceticious.

[ddi741]

Aug 28, 2012 10:25:52 GMT -5 MadamePresident said:

Aug 28, 2012 8:55:43 GMT -5 ddi741 said:

I wouldn't charge him anything, I would combine our finances. Income, expesenses etc.

I hope you're being faceticious.

No I was being totally serious. If my boyfriend was moving in, that meant we were in a committed / "married-like" relationship so we would just combine all our finances.

I wouldn't move in with someone for any other reason.

If she having someone rent a room, it would be a completely different answer but the questions was about a boyfriend moving in.

[agnes]

In this instance, I'd say hell to the no to him moving in. He sounds like a d-bag.

H and I combined finances and bought a house before we married.

[dexteroni]

The answer is $0 because smart women don't let freeloading douches move in with them. Gross.

So is she accepting this shitty situation? I sure as heck hope not.

[Deleted]

$200?! Lol!