Move over Equifax

[Leeham Rimes]

CapitalOne is now subject of a massive breach

www.usatoday.com/story/money/2019/07/29/capital-one-data-breach-2019-millions-affected-new-breach/1863259001/

[TrickyBob]

Greaaat. We use capitalone 360 for banking + credit cards.

[imojoebunny]

Credit is a shit show, generally. My DH recently got a check for $68K to our old house to buy a car. We haven't lived there in more than 5 years (thankfully, the people who bought our house are honest and nice). Why would anyone mail a loan check to an address that old? He froze his credit, but there were numerous other inquiries. For years, we have had to explain why I am not dead, as reported, and why DH was not a hair stylist across the country, 20 years ago, when we go to refinance or apply for a mortgage. They really should do better. It would not be hard to add faces, or some other identifier to your account, that would prevent this mess more often. My son's social security number was stolen when he was a baby, and there is nothing I can do about it until he is 13. As a landlord, I understand the importance, but the mistakes, and charging people to monitor the agency's own credit mistakes, so they can sell them to creditors, that should be criminal.

[dreamcrisp1]

Damn. Capital one is my primary credit acct.

[georgeglass]

our Local news said SSN was stolen for 1% of the breached customers. The rest had addresses and birthdate, etc, which is sadly probably already readily available online.

[Leeham Rimes]

Jul 30, 2019 5:47:00 GMT -5 georgeglass said:

our Local news said SSN was stolen for 1% of the breached customers. The rest had addresses and birthdate, etc, which is sadly probably already readily available online.

With my luck, this will be the only 1% I’ll ever be a part of. Some also had their linked bank account info leaked. And this definitely is not going to be the last HUGE NEVER BEFORE SEEN BREACH!

Thank you scammer criminals for making our lives awesome!

[ssmjlm]

Well fuck, I have all of our savings at Cap360.

And we have an old cc account with them that I never closed.

[georgeglass]

The bank account info is supposedly only bank acct numbers - which, yes, would prefer not to share, but it's also on checks and people can't do much with bank account number alone. Now, bank account and password? That would be bad.

Signed,
Local to this so news is covering like mad

[chimera]

I think the list of companies who haven’t yet lost my info is shorter than the list of ones who have lost my info. 🤦🏼‍♀️

Mines been locked down since the OPM breach.

[Eagles]

We pay for LifeLock now because this shit is constant.

[Nonny]

Jul 30, 2019 6:40:47 GMT -5 Leeham Rimes said:

Jul 30, 2019 5:47:00 GMT -5 georgeglass said:

our Local news said SSN was stolen for 1% of the breached customers. The rest had addresses and birthdate, etc, which is sadly probably already readily available online.

With my luck, this will be the only 1% I’ll ever be a part of. Some also had their linked bank account info leaked. And this definitely is not going to be the last HUGE NEVER BEFORE SEEN BREACH!

Thank you scammer criminals for making our lives awesome!

The WaPost article I read last night said the SSNs that were stolen were only from people who had used their SSN as their employer ID number when applying for a small business loan. If you didn't do that you are probably fine.

At least Capital One had encrypted a good chunk of the stolen data, that's why more SSNs weren't compromised.

And they've already arrested the woman for this theft because she's a dumbshit who was bragging about it on social media.

[sangria]

My favorite part of this is that they SO GENEROUSLY offering free credit monitoring for a year or something.

Nevermind that you already get credit monitoring if you are a cardholder.

LOL I've lost track at this point, but I'd estimate my info has been comprised like 7-8 times.

[litskispeciality]

Fabulous I have two or three accounts with them.

[georgeglass]

Jul 30, 2019 9:43:13 GMT -5 dock said:

Does anyone know anything about freezing a minors credit? Is it as easy as doing your own? What about lifting it? Ie, can I do it all for him?

I need to open a savings account for DS and after that there’s no reason his credit should be accessed for at least 10 years, if not longer.

www.savingforcollege.com/article/how-to-freeze-a-childs-credit

I'm side-eyeing the article a bit, because it almost seems like more opportunities to introduce fraud possibilities...