best online savings account? Anyone use Discover?

[shygirl]

We currently have all of our savings in Capital One (formerly ING) and not even making 1% interest, so looking to move our savings to a higher interest bank.  
Our checking account is at a small local bank, and our pay gets direct deposited into our checking, and then once a month we have an automatic transfer from checking to online savings.  We rarely pull from our savings (except christmas and vacations for the most part, so a few times per year).  

I have a Discover card and received a promo card (although may be expired now) for $250 bonus with deposit of 10k or more (which we will be).  

Any experience with Discover, or other higher interest savings accounts?

Thanks!  Appreciate any feedback - I am not a frequent poster!

[freshsqueezed]

We’ve used to Discover for years and like it.

[dr.girlfriend]

There was a thread about this not long back. I have had my money at FNBO Direct since the glory days of 6% interest, and every time someone posts a good interest rate FNBO is either matching or exceeding it. I haven't had any trouble with transfers in or out or anything like that either.  Just checked and they are at 2.10 APY with no minimum.

[ellipsis]

I switched to Discover recently and it's great. Also have a CD set up through them and they transfer the interest to our savings monthly.

[Susie]

I use FNBO Direct (2.1%) and a Capital One 360 money market account ($10k min to get the 2% rate) for two of our savings accounts.

[tripleshot]

Aug 20, 2019 12:08:06 GMT -5 Susie said:

I use FNBO Direct (2.1%) and a Capital One 360 money market account ($10k min to get the 2% rate) for two of our savings accounts.

With FNBO can you have multiple accounts like with Capital One? I think I have 6-7 accounts for different goals.

[Susie]

Aug 20, 2019 12:34:53 GMT -5 tripleshot said:

Aug 20, 2019 12:08:06 GMT -5 Susie said:

I use FNBO Direct (2.1%) and a Capital One 360 money market account ($10k min to get the 2% rate) for two of our savings accounts.

With FNBO can you have multiple accounts like with Capital One? I think I have 6-7 accounts for different goals.

No, there's no set up for multiple accounts/subaccounts.  It's pretty basic.  I think you'd have to have separate logins for separate accounts.

[farmvillelover]

CIT bank for 2.3%
Either 25k min or $100 monthly deposit to get that rate

I moved from Wealthfront when it went down from 2.59 to 2.3

[niemand88f]

I used Discover savings & checking and was happy with it. Currently using Synchrony Bank savings - 2.15% APY no minimum, if you have a Care Credit card you can get a higher rate (I'm getting 2.20% APY)