The least glamorous home repair

[dr.girlfriend]

Our sewer line broke!  We had sewage backing up into our crawlspace, and managed to stop it just in time to keep it from flooding our actual basement.  We are going to have to dig and repair at least a section, and maybe the whole thing.

[winecat]

It really is.

I'm sure you know this but get a few bids. Here the companies are all over the place in terms of pricing. They also don't have to have a license unless they're going to be connecting to the city's sewer line so you get a whole bunch of shitty companies. Before the warranty expires get a video scope done on the line to make sure that there's not a problem that needs repair.

[mrsukyankee]

dr.girlfriend, that is a bummer.

[gummybear]

Ugh! That sucks. This happened in one of our rentals. Long story short, I now shout from the rooftops about water and sewer line insurance.

[hamster]

I was going to challenge this post with our septic drain field but I see it's a wash! Actually, you probably win since yours was actually backing up

Sorry!

[Velar Fricative]

Oh no!

[Deleted]

Nov 12, 2019 6:28:03 GMT -5 gummybear said:

Ugh! That sucks. This happened in one of our rentals. Long story short, I now shout from the rooftops about water and sewer line insurance.

I didn't know that this was a thing. I know that you are local to me, do you have a company that you recommend? 

I'm sorry dr.girlfriend, that really sucks, but at least you found it before you had a complete failure.

[sassystace]

Oh, crap! Literally! So glad you caught it before the basement.

[winecat]

@sameoldstory- I have State Farm and got a sewer line rider for $18/year.

[Deleted]

Nov 12, 2019 12:13:46 GMT -5 winecat said:

@sameoldstory - I have State Farm and got a sewer line rider for $18/year.

Thanks. I just emailed my agent to find out if I even have this type of coverage, and if not, what I need to do to add it. My house is nearly 50 years old so I do worry about having this exact same kind of issue.

[RockNVoll]

Nov 11, 2019 21:52:02 GMT -5 winecat said:

It really is.

I'm sure you know this but get a few bids. Here the companies are all over the place in terms of pricing. They also don't have to have a license unless they're going to be connecting to the city's sewer line so you get a whole bunch of shitty companies. Before the warranty expires get a video scope done on the line to make sure that there's not a problem that needs repair.

I see what you did there

[gummybear]

Nov 12, 2019 10:09:02 GMT -5 @sameoldstory said:

Nov 12, 2019 6:28:03 GMT -5 gummybear said:

Ugh! That sucks. This happened in one of our rentals. Long story short, I now shout from the rooftops about water and sewer line insurance.

I didn't know that this was a thing. I know that you are local to me, do you have a company that you recommend? 

I'm sorry dr.girlfriend , that really sucks, but at least you found it before you had a complete failure.

Our sewer lines are riders and our water lines are through the township

[Deleted]

Nov 12, 2019 13:46:16 GMT -5 gummybear said:

Nov 12, 2019 10:09:02 GMT -5 @sameoldstory said:

I didn't know that this was a thing. I know that you are local to me, do you have a company that you recommend? 

I'm sorry dr.girlfriend , that really sucks, but at least you found it before you had a complete failure.

Our sewer lines are riders and our water lines are through the township

So, apparently my homeowners insurance doesn't offer coverage for any Service Lines. I posted on a local FB group looking for recommendations and got a hard sell from a local agent trying to convince me to switch to a company that offers this, so, we'll see. Thanks.

[winecat]

Nov 12, 2019 13:51:52 GMT -5 @sameoldstory said:

Nov 12, 2019 13:46:16 GMT -5 gummybear said:

Our sewer lines are riders and our water lines are through the township

So, apparently my homeowners insurance doesn't offer coverage for any Service Lines. I posted on a local FB group looking for recommendations and got a hard sell from a local agent trying to convince me to switch to a company that offers this, so, we'll see. Thanks.

That's a bummer.  It's pretty new for State Farm.  

[dr.girlfriend]

Hmmm...I have State Farm...that's good to know. I called my insurance agent to see if this was covered under my regular homeowner's policy and he said "only if it's due to a covered event" like if it was damaged because a tree fell on the house or the house caught fire or whatever. I do get water line insurance policy notifications through the water company but I'll check if that includes both water and sewer. At the time I thought I would just eat the cost (I think the letters usually say the repair can cost up to $5k)but I definitely wasn't expecting it to be so soon after all our big addition expenses.

[winecat]

dr.girlfriend- That's what my agent said before they offered the rider. My agent called me with info about the rider sometime over the summer.

[dr.girlfriend]

Nov 12, 2019 16:30:09 GMT -5 winecat said:

dr.girlfriend - That's what my agent said before they offered the rider. My agent called me with info about the rider sometime over the summer.

Thanks, I just emailed!

[tres3]

it really is. Our sewer line backed up into the garage 3 days after our final plumbing inspection and 1 day after we moved in.... After going way over budget on our renovation I wasn't exactly excited to shell out another $5k for a sewer line.

[thatgirl2478]

Oh man, that stinks