VA Refinance Questions

[ellipses84]

Another refinancing post for this week. We bought our house with a VA loan 3 years ago and want to refinance soon. Has anyone done a VA refinance?
Did you have to do a credit report or appraisal?
How long did the whole process take?
How did you find and choose lender and who was it, if it was a national company?
I'd love to hear anything else you want to share about your experience.
TIA!

[Deleted]

You can do a VA streamline pretty simple just like a FHA streamline. I will give you this warning though. I am getting a much better quoted rate from my broker vs my current mortgage holder. No credit report needed, no apprisal needed. We started yesterday so I haveno idea how long it takes. We purchased 3 yrs ago also.

[ellipses84]

Thanks! The VA website said to shop around since the rates can vary so much. I thought of another question.
What was your interest rate before and after?
A lot of the offers we receive in the mail sound "to good to be true."