So remember my migraine er visit.

[bunch]

$2300 oop. Or, you know, about 2/3 of our HSA baby fund. Excuse me while I go and throw up.

[Deleted]

Oh no, I'm sorry!

[denise]

So sorry!

[bronxgirl]

Oh my God- that's awful. I feel like I want to have a bake sale on your behalf. IS there any chance you can negotiate it down?

[LoveTrains]

Oh yikes. I am so, so sorry. Is that after insurance?!

[countthestars]

OMG!

[bunch]

Ct scan. We have a $5500 deductible.

Can you negotiate more than insurance already has? I'm so pissed at the dr. He was all "I'm sure it's just a migraine but let's do this just in case." I know it's not really his fault but good god is healthcare expensive. I was with a dr for probably 10 minutes total.

Thank Bronx, that's sweet. Maybe I should charge for candy tonight?

[kellygreen]

Oct 31, 2012 16:07:32 GMT -5 bunch said:

Can you negotiate more than insurance already has?

Yes. Call the dept that handles setting up payment plans and offer to pay the bill in full if they give you a discount. I got 20% off my hospital charges when I had DS2.

[lizard]

You might be able to get it reduced based on your household income. We had two large hospital bills reduced by 89% recently.

[lmh1209]

Did you have a choice of a lower deductible plan? Will you still save money overall with the high deductible plan (and associated lower premiums) versus a plan with a lower deductible and higher premiums?

[bunch]

Oct 31, 2012 17:19:39 GMT -5 lmh1209 said:

Did you have a choice of a lower deductible plan? Will you still save money overall with the high deductible plan (and associated lower premiums) versus a plan with a lower deductible and higher premiums?

we will next year but its still a 4k deductible and no hsa option. Booooo

[Deleted]

Boo. That is a ton of money. I'm sorry.

[curbsideprophet]

I'm sorry

[yellowbrkrd]

That sucks! I hated having an HSA.

[barefootcontessa]

I know for the flexible spending accounts, a baby counts as a qualifying event and you can increase your paycheck withholding. We burned through all our FSA already (we are on July to June) but will be able to increase the withholding after this LO is born in February. Maybe you can do the same? At least save on the taxes part. Sorry for the bill. I had a suspected ectopic and it was $2500, so I can see the bill being so high. You may also get a fast payer discount, as pp have mentioned.

[pacificrules]

Ugh. That's awful. I'm sorry.