Insurance: Umbrella Coverage Cost?

[Pom]

Since we've finished the pool and the house is on a lake, we are increasingly nervous about our liability and exposure of assets.
Our agent suggested increasing our medical payments coverage as part of our homeowner's from $1,000 to $5,000 per occurance.

Our umbrella policy will be $190 per year for $1 million in coverage.

If you have an umbrella policy, does that seem comparable?

[SJ]

Yes, I was recently quoted about $220 for $1 million umbrella

[Deleted]

Yes, we pay $168/year for $1M (2 homes, 2 cars)

[minniebee]

Yep, we pay about $175/yr for a $1M policy

[zacksbride]

yup, about $200/year for 1 million coverage

[LoveTrains]

I pay $120/year for my $1M umbrella policy.