Post by statlerwaldorf on Nov 26, 2012 23:41:38 GMT -5
I don't usually pay enough attention to the person ahead of me in line to notice how they are paying. If I'm in the grocery store, I usually assume one card is a food stamp card. I live in a really poor area and a lot of hard working people have to rely on food stamps to feed their families since minimum wage doesn't go very far.
I'm intrigued that people don't judge this, only because I always feel like I'm going to be super judged when I do it.
I bought a pack of yoga sessions for H on Saturday and wanted to split it between my two Amex cards since I registered both for the $25 statement credit. Figured why not save $50 on the gift rather than just $25. The lady couldn't get it to work anyway, but that didn't stop me from explaining to her why I wanted it done that way. I just always assume someone is going to think I'm too poor or in debt to put the total on one card.
I don't know if I would judge or not. I don't think I've ever noticed someone else doing it. Probably not though since I do it and not for any judge-worthy reasons.
It takes 2 extra seconds to split an order on 2 cards. My husband and I grocery shop together but our paychecks get split between different accounts and sometimes there isn't enough in 1 to pay for it all. I would never judge someone for using 2 cards to pay for their order.
They also have to pay with 2 cards if they use food stamps. There are too many what ifs and no reasons to judge.
No. I've done this when I had to buy things for work and had to pick up things for myself, as well. So used a corporate card for one part of my purchase and my personal card for the other half.
This one you can judge, though. Once I had to buy an emergency plane ticket (I missed my flight). I put half of it on my joint cc with DH and half of it on an individual one because I didn't want DH to know just how much my stupid mistake cost us. I never did end up telling him...
I used about 20 coupons at Target this weekend. I saved $28.72. It really depends on the cashier-some go very quickly, some have to examine each one but if you judge me because you have to wait the extra 60 seconds there are two options-you can shop online at home or you can give me the 28.72 and I'll be on my merry way. I'm not going to feel guilty for saving my family money. Also, I wouldn't judge someone who's card was declined. I went shopping one day and had 3 transactions in about 30 min so my credit card company flagged my account and at the 4th place my card was declined. They thought it had been stolen because of the unusual activity-perhaps I should shop more?
I wouldn't judge if someone's card was declined either. We've had so much fraud on our work cards that they've been declined a bazillion times. It's annoying, but whenever there is suspected fraud they call my boss, who takes forever to get back with the bank. In the meantime all the employees are trying to use their cards and they are getting declined.
I swear some of you get your jollies by judging other people. There are other ways to feel good about yourselves.
Stanford: Before I tell you, you have to promise not to judge. Carrie: Do I judge? Stanford: We all judge. That's our hobby. Some people do arts and crafts; we judge.
I don't pay attention to others in line to notice. I've never done this (aside from gift cards) & I've never seen anyone else do this. I kind of feel like its private (how you pay & with what) so I don't watch. Maybe because my friend in college (was a single mom) got declined a few times & I felt really bad for her especially cause I was there watching--so I just kind of made up my mind that its private & don't watch/pay attention to how others pay. I usually have my kids with me so it's easy enough to be distracted.
Cards can be declined for simple reasons, like the bank updating their accounts, or the bank's connection going down. My card has been declined when I had plenty of money available, but it was timing.
If the folks behind me judged me, good on them. Who cares?
And no, I don't judge people who split purchases. There is nothing to judge.